Bill and Account Collectors pay range in Waco
New workers and the lowest-paid 10% earn about $28,930 a year or less, while the top 10% make $51,580 or more. The middle half of bill and account collectors in Waco earn between $34,740 and $43,680.
- $29K10th
- $35K25th
- $38KMedian
- $44K75th
- $52K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $39,960 | $3,330 | $19.21 |
| Median | $37,560 | $3,130 | $18.06 |
| Entry level (25th percentile) | $34,740 | $2,895 | $16.70 |
| Experienced (75th percentile) | $43,680 | $3,640 | $21.00 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Bill and Account Collectors pay in Waco vs. Texas and the U.S.
Bill and account collectors in Waco earn 13% less than the Texas average ($46,170) and 19% less than the U.S. average ($49,060). At the median the gap is -20% against the U.S. median of $47,030.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Waco | $39,960 | $37,560 | $28,930 | $51,580 | 150 |
| Texas | $46,170 | $45,710 | $30,730 | $60,130 | 21,720 |
| United States | $49,060 | $47,030 | $34,400 | $65,580 | 158,830 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Bill and Account Collectors salary after taxes in Waco
On the average salary of $39,960, a single filer in Waco takes home about $34,288 a year, or $2,857 a month and $1,319 every two weeks. Taxes take 14% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
Is Waco a good place for bill and account collectors? Pay vs. cost of living
Prices in the Waco area are 7% below the U.S. average (BEA price parity 92.5), so the average $39,960 buys what about $43,177 would buy in a typical U.S. metro. This job pays 0.8 times the median wage of all jobs in Waco ($46,020). A typical home costs $256,772, or 6.4 years of this average salary before tax.
Bill and Account Collectors salary in other Texas cities
Waco ranks 18th of 24 Texas metro areas for this job; Midland pays the most ($55,770).
Highest-paying cities for bill and account collectors
San Jose, CA pays this job the most of the metro areas we cover ($78,180).
- San Jose, CA$78,180
- Napa, CA$73,280
- San Francisco, CA$72,710
- San Luis Obispo, CA$68,910
- New Haven, CT$64,050
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Bill and Account Collectors salary in Waco: questions
How much do bill and account collectors make an hour in Waco?
$19.21 an hour on average, and $18.06 at the median (BLS, May 2025).
What is the entry-level bill and account collectors salary in Waco?
The lowest-paid 10% earn about $28,930 a year and the 25th percentile is $34,740, a fair guide to starting pay.
What is the bill and account collectors take-home pay in Waco?
About $34,288 a year ($2,857 a month) for a single filer on the average salary of $39,960. Texas has no state income tax.
Do bill and account collectors earn more in Waco than elsewhere?
The average here is 19% less than the U.S. average for this job ($49,060).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 43-3011; area Waco, TX (47380). Relative standard error of the mean wage: 2.7%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
- Job concentration: location quotient 1.11, this job is about as common as in the U.S. overall.
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