Clinical and Counseling Psychologists pay range in Saginaw
New workers and the lowest-paid 10% earn about $60,040 a year or less, while the top 10% make $117,570 or more. The middle half of clinical and counseling psychologists in Saginaw earn between $72,720 and $105,190.
- $60K10th
- $73K25th
- $95KMedian
- $105K75th
- $118K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $91,800 | $7,650 | $44.13 |
| Median | $94,540 | $7,878 | $45.45 |
| Entry level (25th percentile) | $72,720 | $6,060 | $34.96 |
| Experienced (75th percentile) | $105,190 | $8,766 | $50.57 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Clinical and Counseling Psychologists pay in Saginaw vs. Michigan and the U.S.
Clinical and counseling psychologists in Saginaw earn 4% less than the Michigan average ($95,160) and 19% less than the U.S. average ($112,750). At the median the gap is -6% against the U.S. median of $100,580.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Saginaw | $91,800 | $94,540 | $60,040 | $117,570 | 40 |
| Michigan | $95,160 | $84,730 | $61,290 | $134,980 | 2,170 |
| United States | $112,750 | $100,580 | $55,170 | $180,960 | 75,990 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Clinical and Counseling Psychologists salary after taxes in Saginaw
On the average salary of $91,800, a single filer in Saginaw takes home about $68,466 a year, or $5,706 a month and $2,633 every two weeks. Taxes take 25% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes Saginaw's local income tax (1.5%).
Is Saginaw a good place for clinical and counseling psychologists? Pay vs. cost of living
Prices in the Saginaw area are 9% below the U.S. average (BEA price parity 90.9), so the average $91,800 buys what about $101,000 would buy in a typical U.S. metro. This job pays 2.0 times the median wage of all jobs in Saginaw ($46,200). A typical home costs $173,341, or 1.9 years of this average salary before tax.
Clinical and Counseling Psychologists salary in other Michigan cities
Saginaw ranks 6th of 10 Michigan metro areas for this job; Detroit pays the most ($99,210).
- Detroit$99,210
- Grand Rapids$98,840
- Flint$97,880
- Lansing$96,500
- Bay City$93,690
- Saginaw$91,800
- Kalamazoo$88,310
- Traverse City$85,050
- Ann Arbor$84,360
- Niles$83,660
All Clinical and Counseling Psychologists salaries in Michigan
Highest-paying cities for clinical and counseling psychologists
San Luis Obispo, CA pays this job the most of the metro areas we cover ($166,470).
- San Luis Obispo, CA$166,470
- San Francisco, CA$153,490
- Green Bay, WI$150,150
- Hanford, CA$147,510
- Salem, OR$144,240
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Clinical and Counseling Psychologists salary in Saginaw: questions
How much do clinical and counseling psychologists make an hour in Saginaw?
$44.14 an hour on average, and $45.45 at the median (BLS, May 2025).
What is the entry-level clinical and counseling psychologists salary in Saginaw?
The lowest-paid 10% earn about $60,040 a year and the 25th percentile is $72,720, a fair guide to starting pay.
What is the clinical and counseling psychologists take-home pay in Saginaw?
About $68,466 a year ($5,706 a month) for a single filer on the average salary of $91,800. Includes Saginaw's local income tax (1.5%).
Do clinical and counseling psychologists earn more in Saginaw than elsewhere?
The average here is 19% less than the U.S. average for this job ($112,750).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 19-3033; area Saginaw, MI (40980). Relative standard error of the mean wage: 4.4%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes Saginaw's local income tax (1.5%).
- Job concentration: location quotient 1.02, this job is about as common as in the U.S. overall.
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