Credit Analysts pay range in Sacramento
New workers and the lowest-paid 10% earn about $55,360 a year or less, while the top 10% make $159,770 or more. The middle half of credit analysts in Sacramento earn between $65,010 and $105,480.
- $55K10th
- $65K25th
- $79KMedian
- $105K75th
- $160K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $92,800 | $7,733 | $44.62 |
| Median | $79,470 | $6,622 | $38.21 |
| Entry level (25th percentile) | $65,010 | $5,418 | $31.25 |
| Experienced (75th percentile) | $105,480 | $8,790 | $50.71 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Credit Analysts pay in Sacramento vs. California and the U.S.
Credit analysts in Sacramento earn 18% less than the California average ($113,670) and 8% less than the U.S. average ($100,850). At the median the gap is -5% against the U.S. median of $83,510.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Sacramento | $92,800 | $79,470 | $55,360 | $159,770 | 270 |
| California | $113,670 | $97,860 | $61,380 | $194,760 | 5,260 |
| United States | $100,850 | $83,510 | $56,250 | $169,230 | 64,390 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Credit Analysts salary after taxes in Sacramento
On the average salary of $92,800, a single filer in Sacramento takes home about $69,576 a year, or $5,798 a month and $2,676 every two weeks. Taxes take 25% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). California State Disability Insurance (1.3% of wages, paid by employees) is not included.
Is Sacramento a good place for credit analysts? Pay vs. cost of living
Prices in the Sacramento area are 7% above the U.S. average (BEA price parity 106.7), so the average $92,800 buys what about $86,997 would buy in a typical U.S. metro. This job pays 1.3 times the median wage of all jobs in Sacramento ($59,750). A typical home costs $582,707, or 6.3 years of this average salary before tax.
Credit Analysts salary in other California cities
Sacramento ranks 8th of 10 California metro areas for this job; San Jose pays the most ($135,700).
- San Jose$135,700
- San Francisco$133,360
- Los Angeles$110,640
- San Diego$105,700
- Santa Rosa$100,050
- Oxnard$95,430
- Bakersfield$95,130
- Sacramento$92,800
- Riverside$88,550
- Fresno$84,750
Highest-paying cities for credit analysts
New York, NY pays this job the most of the metro areas we cover ($153,870).
- New York, NY$153,870
- San Jose, CA$135,700
- San Francisco, CA$133,360
- Washington, DC$120,420
- Burlington, VT$119,620
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Credit Analysts salary in Sacramento: questions
How much do credit analysts make an hour in Sacramento?
$44.62 an hour on average, and $38.21 at the median (BLS, May 2025).
What is the entry-level credit analysts salary in Sacramento?
The lowest-paid 10% earn about $55,360 a year and the 25th percentile is $65,010, a fair guide to starting pay.
What is the credit analysts take-home pay in Sacramento?
About $69,576 a year ($5,798 a month) for a single filer on the average salary of $92,800. California State Disability Insurance (1.3% of wages, paid by employees) is not included.
Do credit analysts earn more in Sacramento than elsewhere?
The average here is 8% less than the U.S. average for this job ($100,850).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2041; area Sacramento-Roseville-Folsom, CA (40900). Relative standard error of the mean wage: 5.4%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). California State Disability Insurance (1.3% of wages, paid by employees) is not included.
- Job concentration: location quotient 0.60, this job is less common than in the U.S. overall (location quotient 0.60).
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