SOC 13-2041 · Waterbury-Shelton, CT metro

Credit Analysts Salary in Waterbury, CT

The average salary for credit analysts in Waterbury, Connecticut is $89,040 a year ($42.81 an hour), according to BLS estimates for May 2025. The median is $79,220: half of the 40 people in this job in the Waterbury-Shelton, CT metro area earn more than that, half earn less. That average is 12% less than the U.S. average for this job ($100,850).

$89,040average per year

$42.81 / hourMedian $79,220Take-home ≈ $67,147

  • $68K10th
  • $72K25th
  • $79KMedian
  • $100K75th
  • $126K90th

median average · bar = middle 50% of workers · how to read it

40people in this job
-12%vs U.S. average
#4 of 4Connecticut metros
100cost of living (U.S. = 100)
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Credit Analysts pay range in Waterbury

New workers and the lowest-paid 10% earn about $68,390 a year or less, while the top 10% make $126,200 or more. The middle half of credit analysts in Waterbury earn between $72,460 and $100,400.

  • $68K10th
  • $72K25th
  • $79KMedian
  • $100K75th
  • $126K90th

median average · bar = middle 50% of workers · how to read it

Pay levelPer yearPer monthPer hour*
Average$89,040$7,420$42.81
Median$79,220$6,602$38.09
Entry level (25th percentile)$72,460$6,038$34.84
Experienced (75th percentile)$100,400$8,367$48.27

*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.

Credit Analysts pay in Waterbury vs. Connecticut and the U.S.

Credit analysts in Waterbury earn 13% less than the Connecticut average ($102,400) and 12% less than the U.S. average ($100,850). At the median the gap is -5% against the U.S. median of $83,510.

AreaAverageMedian10th pct.90th pct.Jobs
Waterbury$89,040$79,220$68,390$126,20040
Connecticut$102,400$98,230$65,540$140,830560
United States$100,850$83,510$56,250$169,23064,390

State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.

Credit Analysts salary after taxes in Waterbury

On the average salary of $89,040, a single filer in Waterbury takes home about $67,147 a year, or $5,596 a month and $2,583 every two weeks. Taxes take 25% of gross pay.

Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Connecticut tax is computed with the Department of Revenue Services' 2026 withholding rules (exemption, credit and recapture tables).

Connecticut paycheck calculator: try your own salary

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Is Waterbury a good place for credit analysts? Pay vs. cost of living

Prices in the Waterbury area are in line with the U.S. average (BEA price parity 99.8), so the average $89,040 buys what about $89,238 would buy in a typical U.S. metro. This job pays 1.5 times the median wage of all jobs in Waterbury ($51,440). A typical home costs $290,800, or 3.3 years of this average salary before tax.

See what $89,040 is worth in another city

Credit Analysts salary in other Connecticut cities

Waterbury ranks 4th of 4 Connecticut metro areas for this job; Hartford pays the most ($114,190).

All Credit Analysts salaries in Connecticut

Highest-paying cities for credit analysts

New York, NY pays this job the most of the metro areas we cover ($153,870).

Credit Analysts salary by city

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Reviewed before it counts. Credit Analysts in Waterbury, CT.

Credit Analysts salary in Waterbury: questions

How much do credit analysts make an hour in Waterbury?

$42.81 an hour on average, and $38.09 at the median (BLS, May 2025).

What is the entry-level credit analysts salary in Waterbury?

The lowest-paid 10% earn about $68,390 a year and the 25th percentile is $72,460, a fair guide to starting pay.

What is the credit analysts take-home pay in Waterbury?

About $67,147 a year ($5,596 a month) for a single filer on the average salary of $89,040. Connecticut tax is computed with the Department of Revenue Services' 2026 withholding rules (exemption, credit and recapture tables).

Do credit analysts earn more in Waterbury than elsewhere?

The average here is 12% less than the U.S. average for this job ($100,850).

Sources and how to read this page

  • Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2041; area Waterbury-Shelton, CT (47930). Relative standard error of the mean wage: 4.8%.
  • U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
  • Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
  • Home value: Census median home value (Zillow does not cover this metro). Typical-wage figure: OEWS all occupations, same metro.
  • Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Connecticut tax is computed with the Department of Revenue Services' 2026 withholding rules (exemption, credit and recapture tables).
  • Job concentration: location quotient 0.65, this job is less common than in the U.S. overall (location quotient 0.65).

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