Credit Analysts pay range in Chicago
New workers and the lowest-paid 10% earn about $61,190 a year or less, while the top 10% make $172,180 or more. The middle half of credit analysts in Chicago earn between $68,050 and $131,000.
- $61K10th
- $68K25th
- $93KMedian
- $131K75th
- $172K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $106,950 | $8,912 | $51.42 |
| Median | $92,900 | $7,742 | $44.66 |
| Entry level (25th percentile) | $68,050 | $5,671 | $32.72 |
| Experienced (75th percentile) | $131,000 | $10,917 | $62.98 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Credit Analysts pay in Chicago vs. Illinois and the U.S.
Credit analysts in Chicago earn 4% more than the Illinois average ($103,060) and 6% more than the U.S. average ($100,850). At the median the gap is +11% against the U.S. median of $83,510.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Chicago | $106,950 | $92,900 | $61,190 | $172,180 | 2,560 |
| Illinois | $103,060 | $84,990 | $58,400 | $172,180 | 3,130 |
| United States | $100,850 | $83,510 | $56,250 | $169,230 | 64,390 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Credit Analysts salary after taxes in Chicago
On the average salary of $106,950, a single filer in Chicago takes home about $78,916 a year, or $6,576 a month and $3,035 every two weeks. Taxes take 26% of gross pay.
The Chicago-Naperville-Elgin, IL-IN metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in IN | $80,891 | $6,741 |
| Working in IL | $78,916 | $6,576 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules).
Is Chicago a good place for credit analysts? Pay vs. cost of living
Prices in the Chicago area are 4% above the U.S. average (BEA price parity 103.6), so the average $106,950 buys what about $103,239 would buy in a typical U.S. metro. This job pays 1.7 times the median wage of all jobs in Chicago ($54,720). A typical home costs $353,998, or 3.3 years of this average salary before tax.
Credit Analysts salary in other Illinois cities
Chicago ranks 1st of 4 Illinois metro areas for this job, the best-paid in the state.
- Chicago$106,950
- Springfield$89,280
- Champaign$79,360
- Peoria$73,970
Highest-paying cities for credit analysts
New York, NY pays this job the most of the metro areas we cover ($153,870).
- New York, NY$153,870
- San Jose, CA$135,700
- San Francisco, CA$133,360
- Washington, DC$120,420
- Burlington, VT$119,620
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Credit Analysts salary in Chicago: questions
How much do credit analysts make an hour in Chicago?
$51.42 an hour on average, and $44.67 at the median (BLS, May 2025).
What is the entry-level credit analysts salary in Chicago?
The lowest-paid 10% earn about $61,190 a year and the 25th percentile is $68,050, a fair guide to starting pay.
What is the credit analysts take-home pay in Chicago?
About $78,916 a year ($6,576 a month) for a single filer on the average salary of $106,950.
Do credit analysts earn more in Chicago than elsewhere?
The average here is 6% more than the U.S. average for this job ($100,850).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2041; area Chicago-Naperville-Elgin, IL-IN (16980). Relative standard error of the mean wage: 4.1%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules).
- Job concentration: location quotient 1.37, this job is 1.4 times as concentrated as in the U.S. overall.
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