SOC 13-2041 · Columbia, SC metro

Credit Analysts Salary in Columbia, SC

The average salary for credit analysts in Columbia, South Carolina is $92,020 a year ($44.24 an hour), according to BLS estimates for May 2025. The median is $81,740: half of the 100 people in this job in the Columbia, SC metro area earn more than that, half earn less. That average is 9% less than the U.S. average for this job ($100,850).

$92,020average per year

$44.24 / hourMedian $81,740Take-home ≈ $69,781

  • $54K10th
  • $67K25th
  • $82KMedian
  • $109K75th
  • $137K90th

median average · bar = middle 50% of workers · how to read it

100people in this job
-9%vs U.S. average
#2 of 4South Carolina metros
94cost of living (U.S. = 100)
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Credit Analysts pay range in Columbia

New workers and the lowest-paid 10% earn about $53,820 a year or less, while the top 10% make $136,730 or more. The middle half of credit analysts in Columbia earn between $66,930 and $108,920.

  • $54K10th
  • $67K25th
  • $82KMedian
  • $109K75th
  • $137K90th

median average · bar = middle 50% of workers · how to read it

Pay levelPer yearPer monthPer hour*
Average$92,020$7,668$44.24
Median$81,740$6,812$39.30
Entry level (25th percentile)$66,930$5,578$32.18
Experienced (75th percentile)$108,920$9,077$52.37

*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.

Credit Analysts pay in Columbia vs. South Carolina and the U.S.

Credit analysts in Columbia earn 8% more than the South Carolina average ($85,540) and 9% less than the U.S. average ($100,850). At the median the gap is -2% against the U.S. median of $83,510.

AreaAverageMedian10th pct.90th pct.Jobs
Columbia$92,020$81,740$53,820$136,730100
South Carolina$85,540$77,530$49,300$125,680690
United States$100,850$83,510$56,250$169,23064,390

State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.

Credit Analysts salary after taxes in Columbia

On the average salary of $92,020, a single filer in Columbia takes home about $69,781 a year, or $5,815 a month and $2,684 every two weeks. Taxes take 24% of gross pay.

Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).

South Carolina paycheck calculator: try your own salary

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Is Columbia a good place for credit analysts? Pay vs. cost of living

Prices in the Columbia area are 6% below the U.S. average (BEA price parity 93.7), so the average $92,020 buys what about $98,247 would buy in a typical U.S. metro. This job pays 1.8 times the median wage of all jobs in Columbia ($46,430). A typical home costs $256,154, or 2.8 years of this average salary before tax.

See what $92,020 is worth in another city

Credit Analysts salary in other South Carolina cities

Columbia ranks 2nd of 4 South Carolina metro areas for this job; Charleston pays the most ($93,880).

All Credit Analysts salaries in South Carolina

Highest-paying cities for credit analysts

New York, NY pays this job the most of the metro areas we cover ($153,870).

Credit Analysts salary by city

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Reviewed before it counts. Credit Analysts in Columbia, SC.

Credit Analysts salary in Columbia: questions

How much do credit analysts make an hour in Columbia?

$44.24 an hour on average, and $39.30 at the median (BLS, May 2025).

What is the entry-level credit analysts salary in Columbia?

The lowest-paid 10% earn about $53,820 a year and the 25th percentile is $66,930, a fair guide to starting pay.

What is the credit analysts take-home pay in Columbia?

About $69,781 a year ($5,815 a month) for a single filer on the average salary of $92,020.

Do credit analysts earn more in Columbia than elsewhere?

The average here is 9% less than the U.S. average for this job ($100,850).

Sources and how to read this page

  • Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2041; area Columbia, SC (17900). Relative standard error of the mean wage: 5.7%.
  • U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
  • Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
  • Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
  • Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
  • Job concentration: location quotient 0.60, this job is less common than in the U.S. overall (location quotient 0.60).

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