Credit Analysts pay range in Rapid City
New workers and the lowest-paid 10% earn about $58,990 a year or less, while the top 10% make $136,890 or more. The middle half of credit analysts in Rapid City earn between $64,990 and $123,490.
- $59K10th
- $65K25th
- $81KMedian
- $123K75th
- $137K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $92,020 | $7,668 | $44.24 |
| Median | $80,990 | $6,749 | $38.94 |
| Entry level (25th percentile) | $64,990 | $5,416 | $31.25 |
| Experienced (75th percentile) | $123,490 | $10,291 | $59.37 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Credit Analysts pay in Rapid City vs. South Dakota and the U.S.
Credit analysts in Rapid City earn 11% more than the South Dakota average ($82,670) and 9% less than the U.S. average ($100,850). At the median the gap is -3% against the U.S. median of $83,510.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Rapid City | $92,020 | $80,990 | $58,990 | $136,890 | 50 |
| South Dakota | $82,670 | $73,040 | $51,690 | $134,230 | 430 |
| United States | $100,850 | $83,510 | $56,250 | $169,230 | 64,390 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Credit Analysts salary after taxes in Rapid City
On the average salary of $92,020, a single filer in Rapid City takes home about $73,566 a year, or $6,131 a month and $2,829 every two weeks. Taxes take 20% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
Is Rapid City a good place for credit analysts? Pay vs. cost of living
Prices in the Rapid City area are 11% below the U.S. average (BEA price parity 89.2), so the average $92,020 buys what about $103,208 would buy in a typical U.S. metro. This job pays 1.8 times the median wage of all jobs in Rapid City ($46,270). A typical home costs $374,117, or 4.1 years of this average salary before tax.
Credit Analysts salary in other South Dakota cities
Rapid City ranks 1st of 2 South Dakota metro areas for this job, the best-paid in the state.
- Rapid City$92,020
- Sioux Falls$74,700
Highest-paying cities for credit analysts
New York, NY pays this job the most of the metro areas we cover ($153,870).
- New York, NY$153,870
- San Jose, CA$135,700
- San Francisco, CA$133,360
- Washington, DC$120,420
- Burlington, VT$119,620
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Credit Analysts salary in Rapid City: questions
How much do credit analysts make an hour in Rapid City?
$44.24 an hour on average, and $38.94 at the median (BLS, May 2025).
What is the entry-level credit analysts salary in Rapid City?
The lowest-paid 10% earn about $58,990 a year and the 25th percentile is $64,990, a fair guide to starting pay.
What is the credit analysts take-home pay in Rapid City?
About $73,566 a year ($6,131 a month) for a single filer on the average salary of $92,020. South Dakota has no state income tax.
Do credit analysts earn more in Rapid City than elsewhere?
The average here is 9% less than the U.S. average for this job ($100,850).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2041; area Rapid City, SD (39660). Relative standard error of the mean wage: 5.6%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
- Job concentration: location quotient 1.61, this job is 1.6 times as concentrated as in the U.S. overall.
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