Financial Risk Specialists pay range in Baltimore
New workers and the lowest-paid 10% earn about $74,070 a year or less, while the top 10% make $176,960 or more. The middle half of financial risk specialists in Baltimore earn between $84,160 and $149,540.
- $74K10th
- $84K25th
- $120KMedian
- $150K75th
- $177K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $124,780 | $10,398 | $59.99 |
| Median | $119,720 | $9,977 | $57.56 |
| Entry level (25th percentile) | $84,160 | $7,013 | $40.46 |
| Experienced (75th percentile) | $149,540 | $12,462 | $71.89 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Financial Risk Specialists pay in Baltimore vs. Maryland and the U.S.
Financial risk specialists in Baltimore earn about the same as the Maryland average ($122,690) and about the same as the U.S. average ($124,420). At the median the gap is +2% against the U.S. median of $117,330.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Baltimore | $124,780 | $119,720 | $74,070 | $176,960 | 390 |
| Maryland | $122,690 | $117,130 | $73,330 | $172,410 | 890 |
| United States | $124,420 | $117,330 | $64,820 | $196,110 | 63,850 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Financial Risk Specialists salary after taxes in Baltimore
On the average salary of $124,780, a single filer in Baltimore takes home about $90,784 a year, or $7,565 a month and $3,492 every two weeks. Taxes take 27% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Maryland's county income tax (2.25%–3.30%, charged in every county) is not included, so real take-home pay is lower.
Is Baltimore a good place for financial risk specialists? Pay vs. cost of living
Prices in the Baltimore area are 4% above the U.S. average (BEA price parity 104.5), so the average $124,780 buys what about $119,422 would buy in a typical U.S. metro. This job pays 2.0 times the median wage of all jobs in Baltimore ($59,070). A typical home costs $405,877, or 3.3 years of this average salary before tax.
Financial Risk Specialists salary in nearby metro areas
- Lancaster, PA$107,700
- Dover, DE$116,010
- Washington, DC$133,240
- Harrisburg, PA$105,210
- Philadelphia, PA$129,380
- Atlantic City, NJ$89,340
Highest-paying cities for financial risk specialists
San Jose, CA pays this job the most of the metro areas we cover ($162,550).
- San Jose, CA$162,550
- San Francisco, CA$159,040
- New York, NY$155,130
- Bridgeport, CT$146,120
- Charlotte, NC$144,270
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Financial Risk Specialists salary in Baltimore: questions
How much do financial risk specialists make an hour in Baltimore?
$59.99 an hour on average, and $57.56 at the median (BLS, May 2025).
What is the entry-level financial risk specialists salary in Baltimore?
The lowest-paid 10% earn about $74,070 a year and the 25th percentile is $84,160, a fair guide to starting pay.
What is the financial risk specialists take-home pay in Baltimore?
About $90,784 a year ($7,565 a month) for a single filer on the average salary of $124,780. Maryland's county income tax (2.25%–3.30%, charged in every county) is not included, so real take-home pay is lower.
Do financial risk specialists earn more in Baltimore than elsewhere?
The average here is about the same as the U.S. average for this job ($124,420).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2054; area Baltimore-Columbia-Towson, MD (12580). Relative standard error of the mean wage: 4.8%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Maryland's county income tax (2.25%–3.30%, charged in every county) is not included, so real take-home pay is lower.
- Job concentration: location quotient 0.70, this job is less common than in the U.S. overall (location quotient 0.70).
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