Financial Risk Specialists pay range in Fargo
New workers and the lowest-paid 10% earn about $59,560 a year or less, while the top 10% make $150,010 or more. The middle half of financial risk specialists in Fargo earn between $63,800 and $98,900.
- $60K10th
- $64K25th
- $77KMedian
- $99K75th
- $150K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $87,400 | $7,283 | $42.02 |
| Median | $76,940 | $6,412 | $36.99 |
| Entry level (25th percentile) | $63,800 | $5,317 | $30.67 |
| Experienced (75th percentile) | $98,900 | $8,242 | $47.55 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Financial Risk Specialists pay in Fargo vs. North Dakota and the U.S.
Financial risk specialists in Fargo earn about the same as the North Dakota average ($86,260) and 30% less than the U.S. average ($124,420). At the median the gap is -34% against the U.S. median of $117,330.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Fargo | $87,400 | $76,940 | $59,560 | $150,010 | 60 |
| North Dakota | $86,260 | $74,630 | $50,320 | $149,820 | 90 |
| United States | $124,420 | $117,330 | $64,820 | $196,110 | 63,850 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Financial Risk Specialists salary after taxes in Fargo
On the average salary of $87,400, a single filer in Fargo takes home about $69,892 a year, or $5,824 a month and $2,688 every two weeks. Taxes take 20% of gross pay.
The Fargo, ND-MN metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in ND | $69,892 | $5,824 |
| Working in MN | $65,896 | $5,491 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
Is Fargo a good place for financial risk specialists? Pay vs. cost of living
Prices in the Fargo area are 9% below the U.S. average (BEA price parity 90.9), so the average $87,400 buys what about $96,180 would buy in a typical U.S. metro. This job pays 1.5 times the median wage of all jobs in Fargo ($51,050). A typical home costs $327,854, or 3.8 years of this average salary before tax.
Financial Risk Specialists salary in nearby metro areas
- Minneapolis, MN$114,770
- Sioux Falls, SD$99,110
- Omaha, NE$95,190
- Des Moines, IA$120,690
- Cedar Rapids, IA$95,820
- Madison, WI$102,720
Highest-paying cities for financial risk specialists
San Jose, CA pays this job the most of the metro areas we cover ($162,550).
- San Jose, CA$162,550
- San Francisco, CA$159,040
- New York, NY$155,130
- Bridgeport, CT$146,120
- Charlotte, NC$144,270
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Financial Risk Specialists salary in Fargo: questions
How much do financial risk specialists make an hour in Fargo?
$42.02 an hour on average, and $36.99 at the median (BLS, May 2025).
What is the entry-level financial risk specialists salary in Fargo?
The lowest-paid 10% earn about $59,560 a year and the 25th percentile is $63,800, a fair guide to starting pay.
What is the financial risk specialists take-home pay in Fargo?
About $69,892 a year ($5,824 a month) for a single filer on the average salary of $87,400.
Do financial risk specialists earn more in Fargo than elsewhere?
The average here is 30% less than the U.S. average for this job ($124,420).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2054; area Fargo, ND-MN (22020). Relative standard error of the mean wage: 9.1%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
- Job concentration: location quotient 0.93, this job is about as common as in the U.S. overall.
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