Financial Risk Specialists pay range in Cincinnati
New workers and the lowest-paid 10% earn about $60,730 a year or less, while the top 10% make $159,310 or more. The middle half of financial risk specialists in Cincinnati earn between $73,030 and $128,270.
- $61K10th
- $73K25th
- $93KMedian
- $128K75th
- $159K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $102,060 | $8,505 | $49.07 |
| Median | $93,470 | $7,789 | $44.94 |
| Entry level (25th percentile) | $73,030 | $6,086 | $35.11 |
| Experienced (75th percentile) | $128,270 | $10,689 | $61.67 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Financial Risk Specialists pay in Cincinnati vs. Ohio and the U.S.
Financial risk specialists in Cincinnati earn 4% less than the Ohio average ($106,790) and 18% less than the U.S. average ($124,420). At the median the gap is -20% against the U.S. median of $117,330.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Cincinnati | $102,060 | $93,470 | $60,730 | $159,310 | 430 |
| Ohio | $106,790 | $98,650 | $62,710 | $163,210 | 2,110 |
| United States | $124,420 | $117,330 | $64,820 | $196,110 | 63,850 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Financial Risk Specialists salary after taxes in Cincinnati
On the average salary of $102,060, a single filer in Cincinnati takes home about $76,421 a year, or $6,368 a month and $2,939 every two weeks. Taxes take 25% of gross pay.
The Cincinnati, OH-KY-IN metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in IN | $77,597 | $6,466 |
| Working in KY | $77,175 | $6,431 |
| Working in OH | $76,421 | $6,368 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Cincinnati's local income tax (1.8%); the city income tax is that of the principal city (suburbs have their own rates) and school district income taxes are not included.
Is Cincinnati a good place for financial risk specialists? Pay vs. cost of living
Prices in the Cincinnati area are 5% below the U.S. average (BEA price parity 95.4), so the average $102,060 buys what about $107,015 would buy in a typical U.S. metro. This job pays 1.9 times the median wage of all jobs in Cincinnati ($50,170). A typical home costs $311,270, or 3.0 years of this average salary before tax.
Financial Risk Specialists salary in other Ohio cities
Cincinnati ranks 5th of 6 Ohio metro areas for this job; Columbus pays the most ($110,990).
Highest-paying cities for financial risk specialists
San Jose, CA pays this job the most of the metro areas we cover ($162,550).
- San Jose, CA$162,550
- San Francisco, CA$159,040
- New York, NY$155,130
- Bridgeport, CT$146,120
- Charlotte, NC$144,270
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Financial Risk Specialists salary in Cincinnati: questions
How much do financial risk specialists make an hour in Cincinnati?
$49.07 an hour on average, and $44.94 at the median (BLS, May 2025).
What is the entry-level financial risk specialists salary in Cincinnati?
The lowest-paid 10% earn about $60,730 a year and the 25th percentile is $73,030, a fair guide to starting pay.
What is the financial risk specialists take-home pay in Cincinnati?
About $76,421 a year ($6,368 a month) for a single filer on the average salary of $102,060. Includes Cincinnati's local income tax (1.8%); the city income tax is that of the principal city (suburbs have their own rates) and school district income taxes are not included.
Do financial risk specialists earn more in Cincinnati than elsewhere?
The average here is 18% less than the U.S. average for this job ($124,420).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2054; area Cincinnati, OH-KY-IN (17140). Relative standard error of the mean wage: 2.6%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Cincinnati's local income tax (1.8%); the city income tax is that of the principal city (suburbs have their own rates) and school district income taxes are not included.
- Job concentration: location quotient 0.95, this job is about as common as in the U.S. overall.
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