Financial Risk Specialists pay range in Houston
New workers and the lowest-paid 10% earn about $59,740 a year or less, while the top 10% make $162,140 or more. The middle half of financial risk specialists in Houston earn between $80,480 and $128,310.
- $60K10th
- $80K25th
- $101KMedian
- $128K75th
- $162K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $108,570 | $9,048 | $52.20 |
| Median | $101,200 | $8,433 | $48.65 |
| Entry level (25th percentile) | $80,480 | $6,707 | $38.69 |
| Experienced (75th percentile) | $128,310 | $10,692 | $61.69 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Financial Risk Specialists pay in Houston vs. Texas and the U.S.
Financial risk specialists in Houston earn about the same as the Texas average ($110,450) and 13% less than the U.S. average ($124,420). At the median the gap is -14% against the U.S. median of $117,330.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Houston | $108,570 | $101,200 | $59,740 | $162,140 | 590 |
| Texas | $110,450 | $103,760 | $64,250 | $159,220 | 4,780 |
| United States | $124,420 | $117,330 | $64,820 | $196,110 | 63,850 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Financial Risk Specialists salary after taxes in Houston
On the average salary of $108,570, a single filer in Houston takes home about $85,209 a year, or $7,101 a month and $3,277 every two weeks. Taxes take 22% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
Is Houston a good place for financial risk specialists? Pay vs. cost of living
Prices in the Houston area are in line with the U.S. average (BEA price parity 98.6), so the average $108,570 buys what about $110,079 would buy in a typical U.S. metro. This job pays 2.0 times the median wage of all jobs in Houston ($49,410). A typical home costs $308,306, or 2.8 years of this average salary before tax.
Financial Risk Specialists salary in other Texas cities
Houston ranks 3rd of 6 Texas metro areas for this job; Austin pays the most ($114,560).
- Austin$114,560
- Dallas$113,050
- Houston$108,570
- San Antonio$107,140
- El Paso$90,730
- Lubbock$75,800
Highest-paying cities for financial risk specialists
San Jose, CA pays this job the most of the metro areas we cover ($162,550).
- San Jose, CA$162,550
- San Francisco, CA$159,040
- New York, NY$155,130
- Bridgeport, CT$146,120
- Charlotte, NC$144,270
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Financial Risk Specialists salary in Houston: questions
How much do financial risk specialists make an hour in Houston?
$52.20 an hour on average, and $48.66 at the median (BLS, May 2025).
What is the entry-level financial risk specialists salary in Houston?
The lowest-paid 10% earn about $59,740 a year and the 25th percentile is $80,480, a fair guide to starting pay.
What is the financial risk specialists take-home pay in Houston?
About $85,209 a year ($7,101 a month) for a single filer on the average salary of $108,570. Texas has no state income tax.
Do financial risk specialists earn more in Houston than elsewhere?
The average here is 13% less than the U.S. average for this job ($124,420).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2054; area Houston-Pasadena-The Woodlands, TX (26420). Relative standard error of the mean wage: 5.2%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
- Job concentration: location quotient 0.44, this job is less common than in the U.S. overall (location quotient 0.44).
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