Financial Risk Specialists pay range in Richmond
New workers and the lowest-paid 10% earn about $61,680 a year or less, while the top 10% make $177,300 or more. The middle half of financial risk specialists in Richmond earn between $83,320 and $154,800.
- $62K10th
- $83K25th
- $105KMedian
- $155K75th
- $177K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $119,620 | $9,968 | $57.51 |
| Median | $105,060 | $8,755 | $50.51 |
| Entry level (25th percentile) | $83,320 | $6,943 | $40.06 |
| Experienced (75th percentile) | $154,800 | $12,900 | $74.42 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Financial Risk Specialists pay in Richmond vs. Virginia and the U.S.
Financial risk specialists in Richmond earn 8% less than the Virginia average ($130,150) and 4% less than the U.S. average ($124,420). At the median the gap is -10% against the U.S. median of $117,330.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Richmond | $119,620 | $105,060 | $61,680 | $177,300 | 380 |
| Virginia | $130,150 | $126,510 | $77,080 | $191,720 | 1,770 |
| United States | $124,420 | $117,330 | $64,820 | $196,110 | 63,850 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Financial Risk Specialists salary after taxes in Richmond
On the average salary of $119,620, a single filer in Richmond takes home about $86,919 a year, or $7,243 a month and $3,343 every two weeks. Taxes take 27% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules).
Is Richmond a good place for financial risk specialists? Pay vs. cost of living
Prices in the Richmond area are 2% below the U.S. average (BEA price parity 97.9), so the average $119,620 buys what about $122,238 would buy in a typical U.S. metro. This job pays 2.0 times the median wage of all jobs in Richmond ($51,460). A typical home costs $397,705, or 3.3 years of this average salary before tax.
Financial Risk Specialists salary in other Virginia cities
Richmond ranks 1st of 2 Virginia metro areas for this job, the best-paid in the state.
- Richmond$119,620
- Virginia Beach$106,790
Highest-paying cities for financial risk specialists
San Jose, CA pays this job the most of the metro areas we cover ($162,550).
- San Jose, CA$162,550
- San Francisco, CA$159,040
- New York, NY$155,130
- Bridgeport, CT$146,120
- Charlotte, NC$144,270
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Financial Risk Specialists salary in Richmond: questions
How much do financial risk specialists make an hour in Richmond?
$57.51 an hour on average, and $50.51 at the median (BLS, May 2025).
What is the entry-level financial risk specialists salary in Richmond?
The lowest-paid 10% earn about $61,680 a year and the 25th percentile is $83,320, a fair guide to starting pay.
What is the financial risk specialists take-home pay in Richmond?
About $86,919 a year ($7,243 a month) for a single filer on the average salary of $119,620.
Do financial risk specialists earn more in Richmond than elsewhere?
The average here is 4% less than the U.S. average for this job ($124,420).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2054; area Richmond, VA (40060). Relative standard error of the mean wage: 2.9%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules).
- Job concentration: location quotient 1.40, this job is 1.4 times as concentrated as in the U.S. overall.
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