Heating, Air Conditioning, and Refrigeration Mechanics and Installers pay range in Waterloo
New workers and the lowest-paid 10% earn about $39,120 a year or less, while the top 10% make $98,390 or more. The middle half of heating, air conditioning, and refrigeration mechanics and installers in Waterloo earn between $48,200 and $79,710.
- $39K10th
- $48K25th
- $60KMedian
- $80K75th
- $98K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $64,510 | $5,376 | $31.01 |
| Median | $60,400 | $5,033 | $29.04 |
| Entry level (25th percentile) | $48,200 | $4,017 | $23.17 |
| Experienced (75th percentile) | $79,710 | $6,642 | $38.32 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Heating, Air Conditioning, and Refrigeration Mechanics and Installers pay in Waterloo vs. Iowa and the U.S.
Heating, air conditioning, and refrigeration mechanics and installers in Waterloo earn about the same as the Iowa average ($63,120) and about the same as the U.S. average ($64,780). At the median the gap is -1% against the U.S. median of $61,010.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Waterloo | $64,510 | $60,400 | $39,120 | $98,390 | 260 |
| Iowa | $63,120 | $60,680 | $43,040 | $86,280 | 3,840 |
| United States | $64,780 | $61,010 | $40,050 | $95,210 | 409,670 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Heating, Air Conditioning, and Refrigeration Mechanics and Installers salary after taxes in Waterloo
On the average salary of $64,510, a single filer in Waterloo takes home about $52,174 a year, or $4,348 a month and $2,007 every two weeks. Taxes take 19% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Iowa school district surtaxes (a percentage of state tax in some districts) are not included.
Is Waterloo a good place for heating, air conditioning, and refrigeration mechanics and installers? Pay vs. cost of living
Prices in the Waterloo area are 13% below the U.S. average (BEA price parity 87.1), so the average $64,510 buys what about $74,101 would buy in a typical U.S. metro. This job pays 1.3 times the median wage of all jobs in Waterloo ($47,430). A typical home costs $200,191, or 3.1 years of this average salary before tax.
Heating, Air Conditioning, and Refrigeration Mechanics and Installers salary in other Iowa cities
Waterloo ranks 3rd of 8 Iowa metro areas for this job; Davenport pays the most ($69,990).
- Davenport$69,990
- Des Moines$66,600
- Waterloo$64,510
- Iowa City$63,310
- Cedar Rapids$63,220
- Dubuque$62,220
- Ames$62,030
- Sioux City$61,880
All Heating, Air Conditioning, and Refrigeration Mechanics and Installers salaries in Iowa
Highest-paying cities for heating, air conditioning, and refrigeration mechanics and installers
San Jose, CA pays this job the most of the metro areas we cover ($91,280).
- San Jose, CA$91,280
- San Francisco, CA$86,540
- Seattle, WA$85,420
- Anchorage, AK$85,290
- Fairbanks, AK$84,820
Heating, Air Conditioning, and Refrigeration Mechanics and Installers salary by city
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Heating, Air Conditioning, and Refrigeration Mechanics and Installers salary in Waterloo: questions
How much do heating, air conditioning, and refrigeration mechanics and installers make an hour in Waterloo?
$31.02 an hour on average, and $29.04 at the median (BLS, May 2025).
What is the entry-level heating, air conditioning, and refrigeration mechanics and installers salary in Waterloo?
The lowest-paid 10% earn about $39,120 a year and the 25th percentile is $48,200, a fair guide to starting pay.
What is the heating, air conditioning, and refrigeration mechanics and installers take-home pay in Waterloo?
About $52,174 a year ($4,348 a month) for a single filer on the average salary of $64,510. Iowa school district surtaxes (a percentage of state tax in some districts) are not included.
Do heating, air conditioning, and refrigeration mechanics and installers earn more in Waterloo than elsewhere?
The average here is about the same as the U.S. average for this job ($64,780).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 49-9021; area Waterloo-Cedar Falls, IA (47940). Relative standard error of the mean wage: 2.2%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Iowa school district surtaxes (a percentage of state tax in some districts) are not included.
- Job concentration: location quotient 1.17, this job is about as common as in the U.S. overall.
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