Insurance Underwriters pay range in Mobile
New workers and the lowest-paid 10% earn about $43,690 a year or less, while the top 10% make $134,800 or more. The middle half of insurance underwriters in Mobile earn between $51,700 and $105,750.
- $44K10th
- $52K25th
- $57KMedian
- $106K75th
- $135K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $78,340 | $6,528 | $37.66 |
| Median | $56,660 | $4,722 | $27.24 |
| Entry level (25th percentile) | $51,700 | $4,308 | $24.86 |
| Experienced (75th percentile) | $105,750 | $8,812 | $50.84 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Underwriters pay in Mobile vs. Alabama and the U.S.
Insurance underwriters in Mobile earn about the same as the Alabama average ($76,480) and 16% less than the U.S. average ($93,700). At the median the gap is -30% against the U.S. median of $81,370.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Mobile | $78,340 | $56,660 | $43,690 | $134,800 | 130 |
| Alabama | $76,480 | $62,220 | $43,540 | $129,600 | 1,540 |
| United States | $93,700 | $81,370 | $55,530 | $145,160 | 105,420 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Underwriters salary after taxes in Mobile
On the average salary of $78,340, a single filer in Mobile takes home about $60,685 a year, or $5,057 a month and $2,334 every two weeks. Taxes take 23% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). City occupational taxes (for example in Birmingham and Gadsden) are not included.
Is Mobile a good place for insurance underwriters? Pay vs. cost of living
Prices in the Mobile area are 12% below the U.S. average (BEA price parity 88.1), so the average $78,340 buys what about $88,924 would buy in a typical U.S. metro. This job pays 1.2 times the median wage of all jobs in Mobile ($47,000). A typical home costs $197,857, or 2.5 years of this average salary before tax.
Insurance Underwriters salary in other Alabama cities
Mobile ranks 3rd of 5 Alabama metro areas for this job; Birmingham pays the most ($81,390).
- Birmingham$81,390
- Decatur$80,070
- Mobile$78,340
- Montgomery$69,460
- Daphne$57,420
Highest-paying cities for insurance underwriters
Bridgeport, CT pays this job the most of the metro areas we cover ($127,970).
- Bridgeport, CT$127,970
- Boston, MA$115,600
- Denver, CO$115,260
- Seattle, WA$114,200
- Manchester, NH$112,530
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Insurance Underwriters salary in Mobile: questions
How much do insurance underwriters make an hour in Mobile?
$37.67 an hour on average, and $27.24 at the median (BLS, May 2025).
What is the entry-level insurance underwriters salary in Mobile?
The lowest-paid 10% earn about $43,690 a year and the 25th percentile is $51,700, a fair guide to starting pay.
What is the insurance underwriters take-home pay in Mobile?
About $60,685 a year ($5,057 a month) for a single filer on the average salary of $78,340. City occupational taxes (for example in Birmingham and Gadsden) are not included.
Do insurance underwriters earn more in Mobile than elsewhere?
The average here is 16% less than the U.S. average for this job ($93,700).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2053; area Mobile, AL (33660). Relative standard error of the mean wage: 9.3%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). City occupational taxes (for example in Birmingham and Gadsden) are not included.
- Job concentration: location quotient 1.10, this job is about as common as in the U.S. overall.
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