Insurance Underwriters pay range in Bismarck
New workers and the lowest-paid 10% earn about $54,790 a year or less, while the top 10% make $100,640 or more. The middle half of insurance underwriters in Bismarck earn between $61,170 and $75,360.
- $55K10th
- $61K25th
- $67KMedian
- $75K75th
- $101K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $71,990 | $5,999 | $34.61 |
| Median | $66,930 | $5,578 | $32.18 |
| Entry level (25th percentile) | $61,170 | $5,098 | $29.41 |
| Experienced (75th percentile) | $75,360 | $6,280 | $36.23 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Underwriters pay in Bismarck vs. North Dakota and the U.S.
Insurance underwriters in Bismarck earn 8% less than the North Dakota average ($78,330) and 23% less than the U.S. average ($93,700). At the median the gap is -18% against the U.S. median of $81,370.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Bismarck | $71,990 | $66,930 | $54,790 | $100,640 | 50 |
| North Dakota | $78,330 | $74,130 | $54,790 | $99,490 | 210 |
| United States | $93,700 | $81,370 | $55,530 | $145,160 | 105,420 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Underwriters salary after taxes in Bismarck
On the average salary of $71,990, a single filer in Bismarck takes home about $59,352 a year, or $4,946 a month and $2,283 every two weeks. Taxes take 18% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
Is Bismarck a good place for insurance underwriters? Pay vs. cost of living
Prices in the Bismarck area are 9% below the U.S. average (BEA price parity 91.0), so the average $71,990 buys what about $79,089 would buy in a typical U.S. metro. This job pays 1.3 times the median wage of all jobs in Bismarck ($52,560). A typical home costs $356,992, or 5.0 years of this average salary before tax.
Insurance Underwriters salary in other North Dakota cities
Bismarck ranks 2nd of 2 North Dakota metro areas for this job; Fargo pays the most ($81,200).
- Fargo$81,200
- Bismarck$71,990
Highest-paying cities for insurance underwriters
Bridgeport, CT pays this job the most of the metro areas we cover ($127,970).
- Bridgeport, CT$127,970
- Boston, MA$115,600
- Denver, CO$115,260
- Seattle, WA$114,200
- Manchester, NH$112,530
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Insurance Underwriters salary in Bismarck: questions
How much do insurance underwriters make an hour in Bismarck?
$34.61 an hour on average, and $32.18 at the median (BLS, May 2025).
What is the entry-level insurance underwriters salary in Bismarck?
The lowest-paid 10% earn about $54,790 a year and the 25th percentile is $61,170, a fair guide to starting pay.
What is the insurance underwriters take-home pay in Bismarck?
About $59,352 a year ($4,946 a month) for a single filer on the average salary of $71,990.
Do insurance underwriters earn more in Bismarck than elsewhere?
The average here is 23% less than the U.S. average for this job ($93,700).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2053; area Bismarck, ND (13900). Relative standard error of the mean wage: 1.9%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
- Job concentration: location quotient 1.02, this job is about as common as in the U.S. overall.
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