Insurance Underwriters Salary in Texas

Insurance underwriters in Texas earn the most in Dallas (average $94,020 a year) and the least in Waco ($67,280), across the 5 Texas metro areas we cover. Statewide, BLS puts the insurance underwriters average at $88,790 and the median at $78,890 for 9,980 workers. The U.S. average for this job is $93,700.

Insurance Underwriters average salary by city in Texas

Dallas$94,020
San Antonio$91,380
Houston$87,040
Austin$83,780
Waco$67,280

Pay, take-home pay and cost of living

City	Average	Median	25th pct.	Take-home*	Cost of living
Dallas	$94,020	$79,590	$63,200	$74,973	103
San Antonio	$91,380	$75,750	$58,670	$73,116	95
Houston	$87,040	$77,770	$60,850	$70,063	99
Austin	$83,780	$75,910	$62,540	$67,769	98
Waco	$67,280	$61,560	$46,840	$56,161	93

*Average salary after federal and state taxes for a single filer; Texas has no state income tax. Cost of living: BEA price parity, U.S. = 100.

Insurance Underwriters salary in other states

Insurance Underwriters salary by city and state

More about pay in Texas

Sources and how to read this page

Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2053.
U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.

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