Loan Officers pay range in Daphne
New workers and the lowest-paid 10% earn about $37,440 a year or less, while the top 10% make $140,540 or more. The middle half of loan officers in Daphne earn between $45,470 and $103,650.
- $37K10th
- $45K25th
- $66KMedian
- $104K75th
- $141K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $80,320 | $6,693 | $38.62 |
| Median | $66,250 | $5,521 | $31.85 |
| Entry level (25th percentile) | $45,470 | $3,789 | $21.86 |
| Experienced (75th percentile) | $103,650 | $8,638 | $49.83 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Loan Officers pay in Daphne vs. Alabama and the U.S.
Loan officers in Daphne earn 4% less than the Alabama average ($83,410) and 9% less than the U.S. average ($87,790). At the median the gap is -14% against the U.S. median of $76,690.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Daphne | $80,320 | $66,250 | $37,440 | $140,540 | 180 |
| Alabama | $83,410 | $66,710 | $42,090 | $155,660 | 5,050 |
| United States | $87,790 | $76,690 | $39,430 | $153,180 | 274,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Loan Officers salary after taxes in Daphne
On the average salary of $80,320, a single filer in Daphne takes home about $62,001 a year, or $5,167 a month and $2,385 every two weeks. Taxes take 23% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). City occupational taxes (for example in Birmingham and Gadsden) are not included.
Is Daphne a good place for loan officers? Pay vs. cost of living
Prices in the Daphne area are 5% below the U.S. average (BEA price parity 94.7), so the average $80,320 buys what about $84,824 would buy in a typical U.S. metro. This job pays 1.7 times the median wage of all jobs in Daphne ($38,520). A typical home costs $373,114, or 4.6 years of this average salary before tax.
Loan Officers salary in other Alabama cities
Daphne ranks 10th of 12 Alabama metro areas for this job; Auburn pays the most ($88,910).
- Auburn$88,910
- Decatur$88,700
- Huntsville$87,610
- Tuscaloosa$86,920
- Birmingham$85,420
- Montgomery$84,760
- Dothan$83,070
- Mobile$82,050
- Florence$81,550
- Daphne$80,320
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Daphne: questions
How much do loan officers make an hour in Daphne?
$38.61 an hour on average, and $31.85 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Daphne?
The lowest-paid 10% earn about $37,440 a year and the 25th percentile is $45,470, a fair guide to starting pay.
What is the loan officers take-home pay in Daphne?
About $62,001 a year ($5,167 a month) for a single filer on the average salary of $80,320. City occupational taxes (for example in Birmingham and Gadsden) are not included.
Do loan officers earn more in Daphne than elsewhere?
The average here is 9% less than the U.S. average for this job ($87,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Daphne-Fairhope-Foley, AL (19300). Relative standard error of the mean wage: 7.1%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). City occupational taxes (for example in Birmingham and Gadsden) are not included.
- Job concentration: location quotient 1.19, this job is about as common as in the U.S. overall.
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