Loan Officers pay range in Prescott Valley
New workers and the lowest-paid 10% earn about $37,270 a year or less, while the top 10% make $149,330 or more. The middle half of loan officers in Prescott Valley earn between $47,990 and $97,690.
- $37K10th
- $48K25th
- $60KMedian
- $98K75th
- $149K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $77,240 | $6,437 | $37.13 |
| Median | $59,860 | $4,988 | $28.78 |
| Entry level (25th percentile) | $47,990 | $3,999 | $23.07 |
| Experienced (75th percentile) | $97,690 | $8,141 | $46.97 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Loan Officers pay in Prescott Valley vs. Arizona and the U.S.
Loan officers in Prescott Valley earn about the same as the Arizona average ($77,060) and 12% less than the U.S. average ($87,790). At the median the gap is -22% against the U.S. median of $76,690.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Prescott Valley | $77,240 | $59,860 | $37,270 | $149,330 | 70 |
| Arizona | $77,060 | $62,160 | $35,960 | $133,890 | 10,020 |
| United States | $87,790 | $76,690 | $39,430 | $153,180 | 274,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Loan Officers salary after taxes in Prescott Valley
On the average salary of $77,240, a single filer in Prescott Valley takes home about $61,631 a year, or $5,136 a month and $2,370 every two weeks. Taxes take 20% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
Is Prescott Valley a good place for loan officers? Pay vs. cost of living
Prices in the Prescott Valley area are 2% below the U.S. average (BEA price parity 98.3), so the average $77,240 buys what about $78,612 would buy in a typical U.S. metro. This job pays 1.3 times the median wage of all jobs in Prescott Valley ($46,330). A typical home costs $392,900, or 5.1 years of this average salary before tax.
Loan Officers salary in other Arizona cities
Prescott Valley ranks 2nd of 6 Arizona metro areas for this job; Flagstaff pays the most ($86,690).
- Flagstaff$86,690
- Prescott Valley$77,240
- Phoenix$76,460
- Tucson$75,490
- Yuma$75,000
- Lake Havasu City$66,160
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Prescott Valley: questions
How much do loan officers make an hour in Prescott Valley?
$37.13 an hour on average, and $28.78 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Prescott Valley?
The lowest-paid 10% earn about $37,270 a year and the 25th percentile is $47,990, a fair guide to starting pay.
What is the loan officers take-home pay in Prescott Valley?
About $61,631 a year ($5,136 a month) for a single filer on the average salary of $77,240.
Do loan officers earn more in Prescott Valley than elsewhere?
The average here is 12% less than the U.S. average for this job ($87,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Prescott Valley-Prescott, AZ (39150). Relative standard error of the mean wage: 6.5%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Census median home value (Zillow does not cover this metro). Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
- Job concentration: location quotient 0.55, this job is less common than in the U.S. overall (location quotient 0.55).
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