Loan Officers pay range in Augusta
New workers and the lowest-paid 10% earn about $37,500 a year or less, while the top 10% make $122,180 or more. The middle half of loan officers in Augusta earn between $45,020 and $80,510.
- $38K10th
- $45K25th
- $60KMedian
- $81K75th
- $122K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $72,530 | $6,044 | $34.87 |
| Median | $59,660 | $4,972 | $28.68 |
| Entry level (25th percentile) | $45,020 | $3,752 | $21.64 |
| Experienced (75th percentile) | $80,510 | $6,709 | $38.71 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Loan Officers pay in Augusta vs. Georgia and the U.S.
Loan officers in Augusta earn 15% less than the Georgia average ($84,980) and 17% less than the U.S. average ($87,790). At the median the gap is -22% against the U.S. median of $76,690.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Augusta | $72,530 | $59,660 | $37,500 | $122,180 | 270 |
| Georgia | $84,980 | $68,490 | $39,490 | $138,800 | 9,540 |
| United States | $87,790 | $76,690 | $39,430 | $153,180 | 274,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Loan Officers salary after taxes in Augusta
On the average salary of $72,530, a single filer in Augusta takes home about $56,984 a year, or $4,749 a month and $2,192 every two weeks. Taxes take 21% of gross pay.
The Augusta-Richmond County, GA-SC metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in SC | $57,361 | $4,780 |
| Working in GA | $56,984 | $4,749 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
Is Augusta a good place for loan officers? Pay vs. cost of living
Prices in the Augusta area are 8% below the U.S. average (BEA price parity 91.9), so the average $72,530 buys what about $78,920 would buy in a typical U.S. metro. This job pays 1.3 times the median wage of all jobs in Augusta ($45,990). A typical home costs $253,524, or 3.5 years of this average salary before tax.
Loan Officers salary in other Georgia cities
Augusta ranks 10th of 13 Georgia metro areas for this job; Brunswick pays the most ($94,940).
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Augusta: questions
How much do loan officers make an hour in Augusta?
$34.87 an hour on average, and $28.68 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Augusta?
The lowest-paid 10% earn about $37,500 a year and the 25th percentile is $45,020, a fair guide to starting pay.
What is the loan officers take-home pay in Augusta?
About $56,984 a year ($4,749 a month) for a single filer on the average salary of $72,530.
Do loan officers earn more in Augusta than elsewhere?
The average here is 17% less than the U.S. average for this job ($87,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Augusta-Richmond County, GA-SC (12260). Relative standard error of the mean wage: 4.0%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
- Job concentration: location quotient 0.67, this job is less common than in the U.S. overall (location quotient 0.67).
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