Loan Officers pay range in Honolulu
New workers and the lowest-paid 10% earn about $32,880 a year or less, while the top 10% make $134,890 or more. The middle half of loan officers in Honolulu earn between $46,080 and $102,540.
- $33K10th
- $46K25th
- $69KMedian
- $103K75th
- $135K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $84,270 | $7,022 | $40.51 |
| Median | $69,150 | $5,762 | $33.25 |
| Entry level (25th percentile) | $46,080 | $3,840 | $22.15 |
| Experienced (75th percentile) | $102,540 | $8,545 | $49.30 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Loan Officers pay in Honolulu vs. Hawaii and the U.S.
Loan officers in Honolulu earn 4% more than the Hawaii average ($81,330) and 4% less than the U.S. average ($87,790). At the median the gap is -10% against the U.S. median of $76,690.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Honolulu | $84,270 | $69,150 | $32,880 | $134,890 | 740 |
| Hawaii | $81,330 | $63,740 | $34,150 | $131,020 | 980 |
| United States | $87,790 | $76,690 | $39,430 | $153,180 | 274,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Loan Officers salary after taxes in Honolulu
On the average salary of $84,270, a single filer in Honolulu takes home about $63,513 a year, or $5,293 a month and $2,443 every two weeks. Taxes take 25% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Hawaii's top brackets above $125,000 follow Act 46 (2024).
Is Honolulu a good place for loan officers? Pay vs. cost of living
Prices in the Honolulu area are 11% above the U.S. average (BEA price parity 111.0), so the average $84,270 buys what about $75,946 would buy in a typical U.S. metro. This job pays 1.2 times the median wage of all jobs in Honolulu ($57,220). A typical home costs $851,163, or 10.1 years of this average salary before tax.
Loan Officers salary in other Hawaii cities
Honolulu ranks 1st of 2 Hawaii metro areas for this job, the best-paid in the state.
- Honolulu$84,270
- Kahului$72,120
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Honolulu: questions
How much do loan officers make an hour in Honolulu?
$40.51 an hour on average, and $33.25 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Honolulu?
The lowest-paid 10% earn about $32,880 a year and the 25th percentile is $46,080, a fair guide to starting pay.
What is the loan officers take-home pay in Honolulu?
About $63,513 a year ($5,293 a month) for a single filer on the average salary of $84,270. Hawaii's top brackets above $125,000 follow Act 46 (2024).
Do loan officers earn more in Honolulu than elsewhere?
The average here is 4% less than the U.S. average for this job ($87,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Urban Honolulu, HI (46520). Relative standard error of the mean wage: 9.2%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Hawaii's top brackets above $125,000 follow Act 46 (2024).
- Job concentration: location quotient 0.94, this job is about as common as in the U.S. overall.
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