Loan Officers pay range in Lewiston
New workers and the lowest-paid 10% earn about $49,000 a year or less, while the top 10% make $132,690 or more. The middle half of loan officers in Lewiston earn between $50,780 and $103,380.
- $49K10th
- $51K25th
- $74KMedian
- $103K75th
- $133K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $85,330 | $7,111 | $41.02 |
| Median | $74,190 | $6,182 | $35.67 |
| Entry level (25th percentile) | $50,780 | $4,232 | $24.41 |
| Experienced (75th percentile) | $103,380 | $8,615 | $49.70 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Loan Officers pay in Lewiston vs. Idaho and the U.S.
Loan officers in Lewiston earn 5% less than the Idaho average ($90,160) and about the same as the U.S. average ($87,790). At the median the gap is -3% against the U.S. median of $76,690.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Lewiston | $85,330 | $74,190 | $49,000 | $132,690 | 60 |
| Idaho | $90,160 | $71,070 | $43,160 | $156,410 | 2,030 |
| United States | $87,790 | $76,690 | $39,430 | $153,180 | 274,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Loan Officers salary after taxes in Lewiston
On the average salary of $85,330, a single filer in Lewiston takes home about $65,445 a year, or $5,454 a month and $2,517 every two weeks. Taxes take 23% of gross pay.
The Lewiston, ID-WA metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in WA | $68,860 | $5,738 |
| Working in ID | $65,445 | $5,454 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Idaho's zero bracket uses the latest published amount ($4,811, 2025).
Is Lewiston a good place for loan officers? Pay vs. cost of living
Prices in the Lewiston area are 9% below the U.S. average (BEA price parity 91.2), so the average $85,330 buys what about $93,605 would buy in a typical U.S. metro. This job pays 1.5 times the median wage of all jobs in Lewiston ($48,300). A typical home costs $376,787, or 4.4 years of this average salary before tax.
Loan Officers salary in other Idaho cities
Lewiston ranks 4th of 6 Idaho metro areas for this job; Pocatello pays the most ($102,400).
- Pocatello$102,400
- Boise$93,070
- Coeur d'Alene$92,840
- Lewiston$85,330
- Idaho Falls$79,730
- Twin Falls$78,190
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Lewiston: questions
How much do loan officers make an hour in Lewiston?
$41.03 an hour on average, and $35.67 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Lewiston?
The lowest-paid 10% earn about $49,000 a year and the 25th percentile is $50,780, a fair guide to starting pay.
What is the loan officers take-home pay in Lewiston?
About $65,445 a year ($5,454 a month) for a single filer on the average salary of $85,330. Idaho's zero bracket uses the latest published amount ($4,811, 2025).
Do loan officers earn more in Lewiston than elsewhere?
The average here is about the same as the U.S. average for this job ($87,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Lewiston, ID-WA (30300). Relative standard error of the mean wage: 5.3%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Idaho's zero bracket uses the latest published amount ($4,811, 2025).
- Job concentration: location quotient 1.28, this job is 1.3 times as concentrated as in the U.S. overall.
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