Loan Officers pay range in Muncie
New workers and the lowest-paid 10% earn about $46,570 a year or less, while the top 10% make $121,000 or more. The middle half of loan officers in Muncie earn between $50,690 and $99,170.
- $47K10th
- $51K25th
- $63KMedian
- $99K75th
- $121K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $74,930 | $6,244 | $36.02 |
| Median | $63,460 | $5,288 | $30.51 |
| Entry level (25th percentile) | $50,690 | $4,224 | $24.37 |
| Experienced (75th percentile) | $99,170 | $8,264 | $47.68 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Loan Officers pay in Muncie vs. Indiana and the U.S.
Loan officers in Muncie earn 5% less than the Indiana average ($78,980) and 15% less than the U.S. average ($87,790). At the median the gap is -17% against the U.S. median of $76,690.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Muncie | $74,930 | $63,460 | $46,570 | $121,000 | 150 |
| Indiana | $78,980 | $72,960 | $43,870 | $129,740 | 4,790 |
| United States | $87,790 | $76,690 | $39,430 | $153,180 | 274,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Loan Officers salary after taxes in Muncie
On the average salary of $74,930, a single filer in Muncie takes home about $58,216 a year, or $4,851 a month and $2,239 every two weeks. Taxes take 22% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes Muncie's local income tax (1.5%).
Is Muncie a good place for loan officers? Pay vs. cost of living
Prices in the Muncie area are 12% below the U.S. average (BEA price parity 88.1), so the average $74,930 buys what about $85,005 would buy in a typical U.S. metro. This job pays 1.4 times the median wage of all jobs in Muncie ($44,110). A typical home costs $171,820, or 2.3 years of this average salary before tax.
Loan Officers salary in other Indiana cities
Muncie ranks 6th of 12 Indiana metro areas for this job; Lafayette pays the most ($86,640).
- Lafayette$86,640
- Elkhart$81,210
- Indianapolis$80,020
- Evansville$78,110
- Bloomington$76,420
- Muncie$74,930
- Terre Haute$74,350
- Fort Wayne$72,560
- Kokomo$72,490
- Michigan City$71,410
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
Does this match what you are paid?
Anonymous, no account. Results update as visitors answer.
Share your pay anonymously
Loan Officers salary in Muncie: questions
How much do loan officers make an hour in Muncie?
$36.02 an hour on average, and $30.51 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Muncie?
The lowest-paid 10% earn about $46,570 a year and the 25th percentile is $50,690, a fair guide to starting pay.
What is the loan officers take-home pay in Muncie?
About $58,216 a year ($4,851 a month) for a single filer on the average salary of $74,930. Includes Muncie's local income tax (1.5%).
Do loan officers earn more in Muncie than elsewhere?
The average here is 15% less than the U.S. average for this job ($87,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Muncie, IN (34620). Relative standard error of the mean wage: 4.1%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes Muncie's local income tax (1.5%).
- Job concentration: location quotient 1.85, this job is 1.9 times as concentrated as in the U.S. overall.
Read the full methodology. Spotted an error? Tell us.