SOC 13-2072 · Dubuque, IA metro

Loan Officers Salary in Dubuque, IA

The average salary for loan officers in Dubuque, Iowa is $83,810 a year ($40.29 an hour), according to BLS estimates for May 2025. The median is $76,170: half of the 110 people in this job in the Dubuque, IA metro area earn more than that, half earn less. That average is 5% less than the U.S. average for this job ($87,790).

$83,810average per year

$40.29 / hourMedian $76,170Take-home ≈ $65,217

  • $46K10th
  • $61K25th
  • $76KMedian
  • $101K75th
  • $132K90th

median average · bar = middle 50% of workers · how to read it

110people in this job
-5%vs U.S. average
#6 of 8Iowa metros
87cost of living (U.S. = 100)
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Loan Officers pay range in Dubuque

New workers and the lowest-paid 10% earn about $45,830 a year or less, while the top 10% make $132,180 or more. The middle half of loan officers in Dubuque earn between $60,560 and $100,760.

  • $46K10th
  • $61K25th
  • $76KMedian
  • $101K75th
  • $132K90th

median average · bar = middle 50% of workers · how to read it

Pay levelPer yearPer monthPer hour*
Average$83,810$6,984$40.29
Median$76,170$6,348$36.62
Entry level (25th percentile)$60,560$5,047$29.12
Experienced (75th percentile)$100,760$8,397$48.44

*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.

Loan Officers pay in Dubuque vs. Iowa and the U.S.

Loan officers in Dubuque earn 10% less than the Iowa average ($93,090) and 5% less than the U.S. average ($87,790). At the median the gap is -1% against the U.S. median of $76,690.

AreaAverageMedian10th pct.90th pct.Jobs
Dubuque$83,810$76,170$45,830$132,180110
Iowa$93,090$83,670$51,690$138,1502,840
United States$87,790$76,690$39,430$153,180274,330

State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.

Loan Officers salary after taxes in Dubuque

On the average salary of $83,810, a single filer in Dubuque takes home about $65,217 a year, or $5,435 a month and $2,508 every two weeks. Taxes take 22% of gross pay.

Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Iowa school district surtaxes (a percentage of state tax in some districts) are not included.

Iowa paycheck calculator: try your own salary

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Is Dubuque a good place for loan officers? Pay vs. cost of living

Prices in the Dubuque area are 13% below the U.S. average (BEA price parity 87.3), so the average $83,810 buys what about $95,972 would buy in a typical U.S. metro. This job pays 1.6 times the median wage of all jobs in Dubuque ($48,750). A typical home costs $279,463, or 3.3 years of this average salary before tax.

See what $83,810 is worth in another city

Loan Officers salary in other Iowa cities

Dubuque ranks 6th of 8 Iowa metro areas for this job; Des Moines pays the most ($101,800).

All Loan Officers salaries in Iowa

Highest-paying cities for loan officers

Elmira, NY pays this job the most of the metro areas we cover ($129,370).

Loan Officers salary by city

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Reviewed before it counts. Loan Officers in Dubuque, IA.

Loan Officers salary in Dubuque: questions

How much do loan officers make an hour in Dubuque?

$40.29 an hour on average, and $36.62 at the median (BLS, May 2025).

What is the entry-level loan officers salary in Dubuque?

The lowest-paid 10% earn about $45,830 a year and the 25th percentile is $60,560, a fair guide to starting pay.

What is the loan officers take-home pay in Dubuque?

About $65,217 a year ($5,435 a month) for a single filer on the average salary of $83,810. Iowa school district surtaxes (a percentage of state tax in some districts) are not included.

Do loan officers earn more in Dubuque than elsewhere?

The average here is 5% less than the U.S. average for this job ($87,790).

Sources and how to read this page

  • Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Dubuque, IA (20220). Relative standard error of the mean wage: 5.0%.
  • U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
  • Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
  • Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
  • Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Iowa school district surtaxes (a percentage of state tax in some districts) are not included.
  • Job concentration: location quotient 1.02, this job is about as common as in the U.S. overall.

Read the full methodology. Spotted an error? Tell us.