Loan Officers pay range in Paducah
New workers and the lowest-paid 10% earn about $43,170 a year or less, while the top 10% make $133,630 or more. The middle half of loan officers in Paducah earn between $47,710 and $95,240.
- $43K10th
- $48K25th
- $60KMedian
- $95K75th
- $134K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $75,490 | $6,291 | $36.29 |
| Median | $60,080 | $5,007 | $28.88 |
| Entry level (25th percentile) | $47,710 | $3,976 | $22.94 |
| Experienced (75th percentile) | $95,240 | $7,937 | $45.79 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Loan Officers pay in Paducah vs. Kentucky and the U.S.
Loan officers in Paducah earn about the same as the Kentucky average ($74,870) and 14% less than the U.S. average ($87,790). At the median the gap is -22% against the U.S. median of $76,690.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Paducah | $75,490 | $60,080 | $43,170 | $133,630 | 90 |
| Kentucky | $74,870 | $62,090 | $41,620 | $124,520 | 3,940 |
| United States | $87,790 | $76,690 | $39,430 | $153,180 | 274,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Loan Officers salary after taxes in Paducah
On the average salary of $75,490, a single filer in Paducah takes home about $57,903 a year, or $4,825 a month and $2,227 every two weeks. Taxes take 23% of gross pay.
The Paducah, KY-IL metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in IL | $58,342 | $4,862 |
| Working in KY | $57,903 | $4,825 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Paducah's local income tax (2%).
Is Paducah a good place for loan officers? Pay vs. cost of living
Prices in the Paducah area are 14% below the U.S. average (BEA price parity 86.1), so the average $75,490 buys what about $87,693 would buy in a typical U.S. metro. This job pays 1.3 times the median wage of all jobs in Paducah ($45,860). A typical home costs $171,436, or 2.3 years of this average salary before tax.
Loan Officers salary in other Kentucky cities
Paducah ranks 4th of 6 Kentucky metro areas for this job; Lexington pays the most ($81,070).
- Lexington$81,070
- Bowling Green$79,080
- Louisville$77,620
- Paducah$75,490
- Elizabethtown$74,370
- Owensboro$65,470
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Paducah: questions
How much do loan officers make an hour in Paducah?
$36.29 an hour on average, and $28.88 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Paducah?
The lowest-paid 10% earn about $43,170 a year and the 25th percentile is $47,710, a fair guide to starting pay.
What is the loan officers take-home pay in Paducah?
About $57,903 a year ($4,825 a month) for a single filer on the average salary of $75,490. Includes Paducah's local income tax (2%).
Do loan officers earn more in Paducah than elsewhere?
The average here is 14% less than the U.S. average for this job ($87,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Paducah, KY-IL (37140). Relative standard error of the mean wage: 4.5%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Paducah's local income tax (2%).
- Job concentration: location quotient 1.04, this job is about as common as in the U.S. overall.
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