Loan Officers pay range in Jackson
New workers and the lowest-paid 10% earn about $36,290 a year or less, while the top 10% make $106,700 or more. The middle half of loan officers in Jackson earn between $42,690 and $96,880.
- $36K10th
- $43K25th
- $61KMedian
- $97K75th
- $107K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $74,700 | $6,225 | $35.91 |
| Median | $60,540 | $5,045 | $29.11 |
| Entry level (25th percentile) | $42,690 | $3,558 | $20.52 |
| Experienced (75th percentile) | $96,880 | $8,073 | $46.58 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Loan Officers pay in Jackson vs. Michigan and the U.S.
Loan officers in Jackson earn 11% less than the Michigan average ($83,990) and 15% less than the U.S. average ($87,790). At the median the gap is -21% against the U.S. median of $76,690.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Jackson | $74,700 | $60,540 | $36,290 | $106,700 | 110 |
| Michigan | $83,990 | $74,470 | $36,830 | $135,700 | 11,340 |
| United States | $87,790 | $76,690 | $39,430 | $153,180 | 274,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Loan Officers salary after taxes in Jackson
On the average salary of $74,700, a single filer in Jackson takes home about $57,764 a year, or $4,814 a month and $2,222 every two weeks. Taxes take 23% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes Jackson's local income tax (1%).
Is Jackson a good place for loan officers? Pay vs. cost of living
Prices in the Jackson area are 8% below the U.S. average (BEA price parity 91.8), so the average $74,700 buys what about $81,391 would buy in a typical U.S. metro. This job pays 1.3 times the median wage of all jobs in Jackson ($47,760). A typical home costs $227,287, or 3.0 years of this average salary before tax.
Loan Officers salary in other Michigan cities
Jackson ranks 9th of 14 Michigan metro areas for this job; Kalamazoo pays the most ($89,060).
- Kalamazoo$89,060
- Lansing$88,080
- Detroit$85,940
- Grand Rapids$82,320
- Ann Arbor$81,990
- Muskegon$75,980
- Niles$75,470
- Traverse City$74,970
- Jackson$74,700
- Flint$73,450
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Jackson: questions
How much do loan officers make an hour in Jackson?
$35.91 an hour on average, and $29.10 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Jackson?
The lowest-paid 10% earn about $36,290 a year and the 25th percentile is $42,690, a fair guide to starting pay.
What is the loan officers take-home pay in Jackson?
About $57,764 a year ($4,814 a month) for a single filer on the average salary of $74,700. Includes Jackson's local income tax (1%).
Do loan officers earn more in Jackson than elsewhere?
The average here is 15% less than the U.S. average for this job ($87,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Jackson, MI (27100). Relative standard error of the mean wage: 6.2%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes Jackson's local income tax (1%).
- Job concentration: location quotient 1.09, this job is about as common as in the U.S. overall.
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