Loan Officers pay range in Jacksonville
New workers and the lowest-paid 10% earn about $35,650 a year or less, while the top 10% make $102,640 or more. The middle half of loan officers in Jacksonville earn between $45,880 and $78,090.
- $36K10th
- $46K25th
- $58KMedian
- $78K75th
- $103K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $69,060 | $5,755 | $33.20 |
| Median | $57,920 | $4,827 | $27.85 |
| Entry level (25th percentile) | $45,880 | $3,823 | $22.06 |
| Experienced (75th percentile) | $78,090 | $6,508 | $37.54 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Loan Officers pay in Jacksonville vs. North Carolina and the U.S.
Loan officers in Jacksonville earn 18% less than the North Carolina average ($84,160) and 21% less than the U.S. average ($87,790). At the median the gap is -24% against the U.S. median of $76,690.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Jacksonville | $69,060 | $57,920 | $35,650 | $102,640 | 80 |
| North Carolina | $84,160 | $75,920 | $43,270 | $130,480 | 10,700 |
| United States | $87,790 | $76,690 | $39,430 | $153,180 | 274,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Loan Officers salary after taxes in Jacksonville
On the average salary of $69,060, a single filer in Jacksonville takes home about $55,167 a year, or $4,597 a month and $2,122 every two weeks. Taxes take 20% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
Is Jacksonville a good place for loan officers? Pay vs. cost of living
Prices in the Jacksonville area are 8% below the U.S. average (BEA price parity 92.1), so the average $69,060 buys what about $74,996 would buy in a typical U.S. metro. This job pays 1.4 times the median wage of all jobs in Jacksonville ($40,230). A typical home costs $293,312, or 4.2 years of this average salary before tax.
Loan Officers salary in other North Carolina cities
Jacksonville ranks 14th of 15 North Carolina metro areas for this job; Wilmington pays the most ($103,370).
- Wilmington$103,370
- Charlotte$89,980
- Raleigh$85,830
- Pinehurst$83,820
- Goldsboro$82,180
- Asheville$81,260
- Hickory$80,750
- Winston-Salem$80,040
- Fayetteville$76,640
- Jacksonville$69,060
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Jacksonville: questions
How much do loan officers make an hour in Jacksonville?
$33.20 an hour on average, and $27.85 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Jacksonville?
The lowest-paid 10% earn about $35,650 a year and the 25th percentile is $45,880, a fair guide to starting pay.
What is the loan officers take-home pay in Jacksonville?
About $55,167 a year ($4,597 a month) for a single filer on the average salary of $69,060.
Do loan officers earn more in Jacksonville than elsewhere?
The average here is 21% less than the U.S. average for this job ($87,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Jacksonville, NC (27340). Relative standard error of the mean wage: 5.3%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
- Job concentration: location quotient 0.90, this job is about as common as in the U.S. overall.
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