Loan Officers pay range in Portland
New workers and the lowest-paid 10% earn about $45,780 a year or less, while the top 10% make $162,900 or more. The middle half of loan officers in Portland earn between $62,960 and $128,070.
- $46K10th
- $63K25th
- $96KMedian
- $128K75th
- $163K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $100,600 | $8,383 | $48.37 |
| Median | $96,100 | $8,008 | $46.20 |
| Entry level (25th percentile) | $62,960 | $5,247 | $30.27 |
| Experienced (75th percentile) | $128,070 | $10,672 | $61.57 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Loan Officers pay in Portland vs. Oregon and the U.S.
Loan officers in Portland earn about the same as the Oregon average ($101,000) and 15% more than the U.S. average ($87,790). At the median the gap is +25% against the U.S. median of $76,690.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Portland | $100,600 | $96,100 | $45,780 | $162,900 | 2,840 |
| Oregon | $101,000 | $94,440 | $48,240 | $161,250 | 4,220 |
| United States | $87,790 | $76,690 | $39,430 | $153,180 | 274,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Loan Officers salary after taxes in Portland
On the average salary of $100,600, a single filer in Portland takes home about $72,101 a year, or $6,008 a month and $2,773 every two weeks. Taxes take 28% of gross pay.
The Portland-Vancouver-Hillsboro, OR-WA metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in WA | $79,602 | $6,634 |
| Working in OR | $72,101 | $6,008 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Portland-area Metro and Multnomah County taxes and the 0.1% statewide transit tax are not included.
Is Portland a good place for loan officers? Pay vs. cost of living
Prices in the Portland area are 5% above the U.S. average (BEA price parity 105.4), so the average $100,600 buys what about $95,427 would buy in a typical U.S. metro. This job pays 1.6 times the median wage of all jobs in Portland ($60,690). A typical home costs $552,022, or 5.5 years of this average salary before tax.
Loan Officers salary in other Oregon cities
Portland ranks 5th of 8 Oregon metro areas for this job; Grants Pass pays the most ($104,370).
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Portland: questions
How much do loan officers make an hour in Portland?
$48.37 an hour on average, and $46.20 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Portland?
The lowest-paid 10% earn about $45,780 a year and the 25th percentile is $62,960, a fair guide to starting pay.
What is the loan officers take-home pay in Portland?
About $72,101 a year ($6,008 a month) for a single filer on the average salary of $100,600. Portland-area Metro and Multnomah County taxes and the 0.1% statewide transit tax are not included.
Do loan officers earn more in Portland than elsewhere?
The average here is 15% more than the U.S. average for this job ($87,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Portland-Vancouver-Hillsboro, OR-WA (38900). Relative standard error of the mean wage: 2.3%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Portland-area Metro and Multnomah County taxes and the 0.1% statewide transit tax are not included.
- Job concentration: location quotient 1.33, this job is 1.3 times as concentrated as in the U.S. overall.
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