Medical Records Specialists pay range in Chattanooga
New workers and the lowest-paid 10% earn about $37,450 a year or less, while the top 10% make $105,240 or more. The middle half of medical records specialists in Chattanooga earn between $39,610 and $78,550.
- $37K10th
- $40K25th
- $49KMedian
- $79K75th
- $105K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $76,090 | $6,341 | $36.58 |
| Median | $49,020 | $4,085 | $23.57 |
| Entry level (25th percentile) | $39,610 | $3,301 | $19.04 |
| Experienced (75th percentile) | $78,550 | $6,546 | $37.76 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Medical Records Specialists pay in Chattanooga vs. Tennessee and the U.S.
Medical records specialists in Chattanooga earn 37% more than the Tennessee average ($55,640) and 34% more than the U.S. average ($56,790). At the median the gap is -4% against the U.S. median of $51,140.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Chattanooga | $76,090 | $49,020 | $37,450 | $105,240 | 350 |
| Tennessee | $55,640 | $48,780 | $37,320 | $79,960 | 4,440 |
| United States | $56,790 | $51,140 | $37,000 | $81,150 | 194,720 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Medical Records Specialists salary after taxes in Chattanooga
On the average salary of $76,090, a single filer in Chattanooga takes home about $62,359 a year, or $5,197 a month and $2,398 every two weeks. Taxes take 18% of gross pay.
The Chattanooga, TN-GA metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in TN | $62,359 | $5,197 |
| Working in GA | $59,311 | $4,943 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
Is Chattanooga a good place for medical records specialists? Pay vs. cost of living
Prices in the Chattanooga area are 9% below the U.S. average (BEA price parity 91.5), so the average $76,090 buys what about $83,191 would buy in a typical U.S. metro. This job pays 1.0 times the median wage of all jobs in Chattanooga ($46,700). A typical home costs $326,370, or 4.3 years of this average salary before tax.
Medical Records Specialists salary in other Tennessee cities
Chattanooga ranks 1st of 10 Tennessee metro areas for this job, the best-paid in the state.
- Chattanooga$76,090
- Memphis$59,320
- Jackson$57,350
- Nashville$55,650
- Clarksville$50,290
- Knoxville$50,230
- Johnson City$49,790
- Cleveland$47,730
- Kingsport$46,670
- Morristown$43,810
Highest-paying cities for medical records specialists
San Jose, CA pays this job the most of the metro areas we cover ($97,430).
- San Jose, CA$97,430
- Sacramento, CA$76,110
- Chattanooga, TN$76,090
- San Francisco, CA$75,570
- Seattle, WA$72,530
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Medical Records Specialists salary in Chattanooga: questions
How much do medical records specialists make an hour in Chattanooga?
$36.58 an hour on average, and $23.57 at the median (BLS, May 2025).
What is the entry-level medical records specialists salary in Chattanooga?
The lowest-paid 10% earn about $37,450 a year and the 25th percentile is $39,610, a fair guide to starting pay.
What is the medical records specialists take-home pay in Chattanooga?
About $62,359 a year ($5,197 a month) for a single filer on the average salary of $76,090. Tennessee has no state income tax.
Do medical records specialists earn more in Chattanooga than elsewhere?
The average here is 34% more than the U.S. average for this job ($56,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 29-2072; area Chattanooga, TN-GA (16860). Relative standard error of the mean wage: 5.4%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
- Job concentration: location quotient 1.04, this job is about as common as in the U.S. overall.
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