Occupational Therapists pay range in Saginaw
New workers and the lowest-paid 10% earn about $77,650 a year or less, while the top 10% make $190,030 or more. The middle half of occupational therapists in Saginaw earn between $80,230 and $104,000.
- $78K10th
- $80K25th
- $96KMedian
- $104K75th
- $190K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $103,380 | $8,615 | $49.70 |
| Median | $96,070 | $8,006 | $46.19 |
| Entry level (25th percentile) | $80,230 | $6,686 | $38.57 |
| Experienced (75th percentile) | $104,000 | $8,667 | $50.00 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Occupational Therapists pay in Saginaw vs. Michigan and the U.S.
Occupational therapists in Saginaw earn 16% more than the Michigan average ($89,150) and about the same as the U.S. average ($101,280). At the median the gap is -4% against the U.S. median of $100,330.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Saginaw | $103,380 | $96,070 | $77,650 | $190,030 | 90 |
| Michigan | $89,150 | $89,910 | $66,580 | $105,720 | 5,120 |
| United States | $101,280 | $100,330 | $71,690 | $131,950 | 162,450 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Occupational Therapists salary after taxes in Saginaw
On the average salary of $103,380, a single filer in Saginaw takes home about $75,947 a year, or $6,329 a month and $2,921 every two weeks. Taxes take 27% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes Saginaw's local income tax (1.5%).
Is Saginaw a good place for occupational therapists? Pay vs. cost of living
Prices in the Saginaw area are 9% below the U.S. average (BEA price parity 90.9), so the average $103,380 buys what about $113,741 would buy in a typical U.S. metro. This job pays 2.1 times the median wage of all jobs in Saginaw ($46,200). A typical home costs $173,341, or 1.7 years of this average salary before tax.
Occupational Therapists salary in other Michigan cities
Saginaw ranks 1st of 15 Michigan metro areas for this job, the best-paid in the state.
- Saginaw$103,380
- Battle Creek$95,060
- Ann Arbor$92,050
- Grand Rapids$90,510
- Detroit$90,000
- Traverse City$88,760
- Jackson$88,230
- Lansing$87,840
- Monroe$87,310
- Niles$86,650
Highest-paying cities for occupational therapists
San Jose, CA pays this job the most of the metro areas we cover ($137,450).
- San Jose, CA$137,450
- San Francisco, CA$136,250
- Santa Cruz, CA$131,980
- Vallejo, CA$128,760
- Santa Rosa, CA$128,610
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Occupational Therapists salary in Saginaw: questions
How much do occupational therapists make an hour in Saginaw?
$49.70 an hour on average, and $46.19 at the median (BLS, May 2025).
What is the entry-level occupational therapists salary in Saginaw?
The lowest-paid 10% earn about $77,650 a year and the 25th percentile is $80,230, a fair guide to starting pay.
What is the occupational therapists take-home pay in Saginaw?
About $75,947 a year ($6,329 a month) for a single filer on the average salary of $103,380. Includes Saginaw's local income tax (1.5%).
Do occupational therapists earn more in Saginaw than elsewhere?
The average here is about the same as the U.S. average for this job ($101,280).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 29-1122; area Saginaw, MI (40980). Relative standard error of the mean wage: 1.5%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes Saginaw's local income tax (1.5%).
- Job concentration: location quotient 1.09, this job is about as common as in the U.S. overall.
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