Personal Financial Advisors pay range in Saginaw
New workers and the lowest-paid 10% earn about $43,880 a year or less, while the top 10% make $172,730 or more. The middle half of personal financial advisors in Saginaw earn between $59,420 and $110,850.
- $44K10th
- $59K25th
- $72KMedian
- $111K75th
- $173K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $104,010 | $8,668 | $50.00 |
| Median | $71,560 | $5,963 | $34.40 |
| Entry level (25th percentile) | $59,420 | $4,952 | $28.57 |
| Experienced (75th percentile) | $110,850 | $9,238 | $53.29 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Personal Financial Advisors pay in Saginaw vs. Michigan and the U.S.
Personal financial advisors in Saginaw earn 15% less than the Michigan average ($121,890) and 34% less than the U.S. average ($156,670). At the median the gap is -32% against the U.S. median of $105,070.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Saginaw | $104,010 | $71,560 | $43,880 | $172,730 | 110 |
| Michigan | $121,890 | $77,930 | $44,780 | $288,860 | 6,570 |
| United States | $156,670 | $105,070 | $50,190 | $357,020 | 266,800 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Personal Financial Advisors salary after taxes in Saginaw
On the average salary of $104,010, a single filer in Saginaw takes home about $76,354 a year, or $6,363 a month and $2,937 every two weeks. Taxes take 27% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes Saginaw's local income tax (1.5%).
Is Saginaw a good place for personal financial advisors? Pay vs. cost of living
Prices in the Saginaw area are 9% below the U.S. average (BEA price parity 90.9), so the average $104,010 buys what about $114,434 would buy in a typical U.S. metro. This job pays 1.5 times the median wage of all jobs in Saginaw ($46,200). A typical home costs $173,341, or 1.7 years of this average salary before tax.
Personal Financial Advisors salary in other Michigan cities
Saginaw ranks 12th of 13 Michigan metro areas for this job; Monroe pays the most ($173,100).
Highest-paying cities for personal financial advisors
Staunton, VA pays this job the most of the metro areas we cover ($258,100).
- Staunton, VA$258,100
- Naples, FL$227,090
- New York, NY$217,170
- Macon, GA$214,380
- San Francisco, CA$214,350
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Personal Financial Advisors salary in Saginaw: questions
How much do personal financial advisors make an hour in Saginaw?
$50.01 an hour on average, and $34.40 at the median (BLS, May 2025).
What is the entry-level personal financial advisors salary in Saginaw?
The lowest-paid 10% earn about $43,880 a year and the 25th percentile is $59,420, a fair guide to starting pay.
What is the personal financial advisors take-home pay in Saginaw?
About $76,354 a year ($6,363 a month) for a single filer on the average salary of $104,010. Includes Saginaw's local income tax (1.5%).
Do personal financial advisors earn more in Saginaw than elsewhere?
The average here is 34% less than the U.S. average for this job ($156,670).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2052; area Saginaw, MI (40980). Relative standard error of the mean wage: 11.8%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes Saginaw's local income tax (1.5%).
- Job concentration: location quotient 0.80, this job is less common than in the U.S. overall (location quotient 0.80).
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