Personal Financial Advisors pay range in Duluth
New workers and the lowest-paid 10% earn about $43,630 a year or less, while the top 10% make $326,030 or more. The middle half of personal financial advisors in Duluth earn between $62,710 and $155,090.
- $44K10th
- $63K25th
- $80KMedian
- $155K75th
- $326K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $126,910 | $10,576 | $61.01 |
| Median | $80,480 | $6,707 | $38.69 |
| Entry level (25th percentile) | $62,710 | $5,226 | $30.15 |
| Experienced (75th percentile) | $155,090 | $12,924 | $74.56 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Personal Financial Advisors pay in Duluth vs. Minnesota and the U.S.
Personal financial advisors in Duluth earn 10% less than the Minnesota average ($141,760) and 19% less than the U.S. average ($156,670). At the median the gap is -23% against the U.S. median of $105,070.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Duluth | $126,910 | $80,480 | $43,630 | $326,030 | 110 |
| Minnesota | $141,760 | $102,660 | $47,520 | $310,730 | 5,280 |
| United States | $156,670 | $105,070 | $50,190 | $357,020 | 266,800 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Personal Financial Advisors salary after taxes in Duluth
On the average salary of $126,910, a single filer in Duluth takes home about $90,880 a year, or $7,573 a month and $3,495 every two weeks. Taxes take 28% of gross pay.
The Duluth, MN-WI metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in WI | $91,984 | $7,665 |
| Working in MN | $90,880 | $7,573 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Minnesota Paid Leave premiums are not included.
Is Duluth a good place for personal financial advisors? Pay vs. cost of living
Prices in the Duluth area are 11% below the U.S. average (BEA price parity 88.8), so the average $126,910 buys what about $142,968 would buy in a typical U.S. metro. This job pays 1.6 times the median wage of all jobs in Duluth ($50,000). A typical home costs $264,350, or 2.1 years of this average salary before tax.
Personal Financial Advisors salary in other Minnesota cities
Duluth ranks 4th of 5 Minnesota metro areas for this job; Minneapolis pays the most ($147,470).
- Minneapolis$147,470
- Rochester$137,990
- Mankato$129,320
- Duluth$126,910
- St. Cloud$103,750
Highest-paying cities for personal financial advisors
Staunton, VA pays this job the most of the metro areas we cover ($258,100).
- Staunton, VA$258,100
- Naples, FL$227,090
- New York, NY$217,170
- Macon, GA$214,380
- San Francisco, CA$214,350
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Personal Financial Advisors salary in Duluth: questions
How much do personal financial advisors make an hour in Duluth?
$61.01 an hour on average, and $38.69 at the median (BLS, May 2025).
What is the entry-level personal financial advisors salary in Duluth?
The lowest-paid 10% earn about $43,630 a year and the 25th percentile is $62,710, a fair guide to starting pay.
What is the personal financial advisors take-home pay in Duluth?
About $90,880 a year ($7,573 a month) for a single filer on the average salary of $126,910. Minnesota Paid Leave premiums are not included.
Do personal financial advisors earn more in Duluth than elsewhere?
The average here is 19% less than the U.S. average for this job ($156,670).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2052; area Duluth, MN-WI (20260). Relative standard error of the mean wage: 7.4%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Minnesota Paid Leave premiums are not included.
- Job concentration: location quotient 0.52, this job is less common than in the U.S. overall (location quotient 0.52).
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