Physical Therapists pay range in Panama City
New workers and the lowest-paid 10% earn about $64,680 a year or less, while the top 10% make $119,140 or more. The middle half of physical therapists in Panama City earn between $78,330 and $99,670.
- $65K10th
- $78K25th
- $93KMedian
- $100K75th
- $119K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $90,670 | $7,556 | $43.59 |
| Median | $92,690 | $7,724 | $44.56 |
| Entry level (25th percentile) | $78,330 | $6,528 | $37.66 |
| Experienced (75th percentile) | $99,670 | $8,306 | $47.92 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Physical Therapists pay in Panama City vs. Florida and the U.S.
Physical therapists in Panama City earn 8% less than the Florida average ($98,510) and 14% less than the U.S. average ($105,280). At the median the gap is -10% against the U.S. median of $102,760.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Panama City | $90,670 | $92,690 | $64,680 | $119,140 | 160 |
| Florida | $98,510 | $101,040 | $73,630 | $122,880 | 16,290 |
| United States | $105,280 | $102,760 | $77,140 | $135,140 | 267,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Physical Therapists salary after taxes in Panama City
On the average salary of $90,670, a single filer in Panama City takes home about $72,616 a year, or $6,051 a month and $2,793 every two weeks. Taxes take 20% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
Is Panama City a good place for physical therapists? Pay vs. cost of living
Prices in the Panama City area are 3% below the U.S. average (BEA price parity 97.3), so the average $90,670 buys what about $93,190 would buy in a typical U.S. metro. This job pays 2.1 times the median wage of all jobs in Panama City ($45,030). A typical home costs $345,838, or 3.8 years of this average salary before tax.
Physical Therapists salary in other Florida cities
Panama City ranks 21st of 22 Florida metro areas for this job; Naples pays the most ($105,620).
- Naples$105,620
- Sarasota$104,950
- Homosassa Springs$104,470
- Port St. Lucie$102,630
- Tampa$100,440
- Punta Gorda$100,220
- Orlando$100,120
- Fort Myers$99,910
- Deltona$99,540
- Panama City$90,670
Highest-paying cities for physical therapists
San Francisco, CA pays this job the most of the metro areas we cover ($145,040).
- San Francisco, CA$145,040
- San Jose, CA$140,090
- Napa, CA$136,360
- Santa Rosa, CA$135,520
- Vallejo, CA$132,660
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Physical Therapists salary in Panama City: questions
How much do physical therapists make an hour in Panama City?
$43.59 an hour on average, and $44.56 at the median (BLS, May 2025).
What is the entry-level physical therapists salary in Panama City?
The lowest-paid 10% earn about $64,680 a year and the 25th percentile is $78,330, a fair guide to starting pay.
What is the physical therapists take-home pay in Panama City?
About $72,616 a year ($6,051 a month) for a single filer on the average salary of $90,670. Florida has no state income tax.
Do physical therapists earn more in Panama City than elsewhere?
The average here is 14% less than the U.S. average for this job ($105,280).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 29-1123; area Panama City-Panama City Beach, FL (37460). Relative standard error of the mean wage: 2.7%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
- Job concentration: location quotient 1.02, this job is about as common as in the U.S. overall.
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