Physical Therapists pay range in South Bend
New workers and the lowest-paid 10% earn about $78,070 a year or less, while the top 10% make $124,230 or more. The middle half of physical therapists in South Bend earn between $84,210 and $110,480.
- $78K10th
- $84K25th
- $98KMedian
- $110K75th
- $124K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $101,950 | $8,496 | $49.01 |
| Median | $98,270 | $8,189 | $47.25 |
| Entry level (25th percentile) | $84,210 | $7,018 | $40.49 |
| Experienced (75th percentile) | $110,480 | $9,207 | $53.12 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Physical Therapists pay in South Bend vs. Indiana and the U.S.
Physical therapists in South Bend earn about the same as the Indiana average ($102,240) and 3% less than the U.S. average ($105,280). At the median the gap is -4% against the U.S. median of $102,760.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| South Bend | $101,950 | $98,270 | $78,070 | $124,230 | 200 |
| Indiana | $102,240 | $101,560 | $76,960 | $125,390 | 6,130 |
| United States | $105,280 | $102,760 | $77,140 | $135,140 | 267,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Physical Therapists salary after taxes in South Bend
On the average salary of $101,950, a single filer in South Bend takes home about $75,757 a year, or $6,313 a month and $2,914 every two weeks. Taxes take 26% of gross pay.
The South Bend-Mishawaka, IN-MI metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in MI | $76,465 | $6,372 |
| Working in IN | $75,757 | $6,313 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes South Bend's local income tax (1.75%).
Is South Bend a good place for physical therapists? Pay vs. cost of living
Prices in the South Bend area are 7% below the U.S. average (BEA price parity 92.9), so the average $101,950 buys what about $109,791 would buy in a typical U.S. metro. This job pays 2.1 times the median wage of all jobs in South Bend ($46,540). A typical home costs $238,866, or 2.3 years of this average salary before tax.
Physical Therapists salary in other Indiana cities
South Bend ranks 2nd of 12 Indiana metro areas for this job; Indianapolis pays the most ($103,380).
- Indianapolis$103,380
- South Bend$101,950
- Elkhart$101,040
- Kokomo$100,600
- Bloomington$100,510
- Columbus$99,460
- Terre Haute$98,860
- Lafayette$98,550
- Fort Wayne$98,280
- Muncie$97,670
Highest-paying cities for physical therapists
San Francisco, CA pays this job the most of the metro areas we cover ($145,040).
- San Francisco, CA$145,040
- San Jose, CA$140,090
- Napa, CA$136,360
- Santa Rosa, CA$135,520
- Vallejo, CA$132,660
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Physical Therapists salary in South Bend: questions
How much do physical therapists make an hour in South Bend?
$49.02 an hour on average, and $47.24 at the median (BLS, May 2025).
What is the entry-level physical therapists salary in South Bend?
The lowest-paid 10% earn about $78,070 a year and the 25th percentile is $84,210, a fair guide to starting pay.
What is the physical therapists take-home pay in South Bend?
About $75,757 a year ($6,313 a month) for a single filer on the average salary of $101,950. Includes South Bend's local income tax (1.75%).
Do physical therapists earn more in South Bend than elsewhere?
The average here is 3% less than the U.S. average for this job ($105,280).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 29-1123; area South Bend-Mishawaka, IN-MI (43780). Relative standard error of the mean wage: 1.3%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes South Bend's local income tax (1.75%).
- Job concentration: location quotient 0.89, this job is about as common as in the U.S. overall.
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