Physical Therapists pay range in St. Cloud
New workers and the lowest-paid 10% earn about $75,700 a year or less, while the top 10% make $123,790 or more. The middle half of physical therapists in St. Cloud earn between $86,640 and $113,620.
- $76K10th
- $87K25th
- $99KMedian
- $114K75th
- $124K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $98,900 | $8,242 | $47.55 |
| Median | $98,660 | $8,222 | $47.43 |
| Entry level (25th percentile) | $86,640 | $7,220 | $41.65 |
| Experienced (75th percentile) | $113,620 | $9,468 | $54.62 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Physical Therapists pay in St. Cloud vs. Minnesota and the U.S.
Physical therapists in St. Cloud earn 3% less than the Minnesota average ($102,240) and 6% less than the U.S. average ($105,280). At the median the gap is -4% against the U.S. median of $102,760.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| St. Cloud | $98,900 | $98,660 | $75,700 | $123,790 | 180 |
| Minnesota | $102,240 | $102,010 | $83,570 | $121,340 | 5,180 |
| United States | $105,280 | $102,760 | $77,140 | $135,140 | 267,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Physical Therapists salary after taxes in St. Cloud
On the average salary of $98,900, a single filer in St. Cloud takes home about $73,204 a year, or $6,100 a month and $2,816 every two weeks. Taxes take 26% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Minnesota Paid Leave premiums are not included.
Is St. Cloud a good place for physical therapists? Pay vs. cost of living
Prices in the St. Cloud area are 12% below the U.S. average (BEA price parity 87.6), so the average $98,900 buys what about $112,858 would buy in a typical U.S. metro. This job pays 1.9 times the median wage of all jobs in St. Cloud ($50,840). A typical home costs $318,864, or 3.2 years of this average salary before tax.
Physical Therapists salary in other Minnesota cities
St. Cloud ranks 4th of 5 Minnesota metro areas for this job; Minneapolis pays the most ($103,570).
- Minneapolis$103,570
- Mankato$100,990
- Rochester$100,750
- St. Cloud$98,900
- Duluth$96,400
Highest-paying cities for physical therapists
San Francisco, CA pays this job the most of the metro areas we cover ($145,040).
- San Francisco, CA$145,040
- San Jose, CA$140,090
- Napa, CA$136,360
- Santa Rosa, CA$135,520
- Vallejo, CA$132,660
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Physical Therapists salary in St. Cloud: questions
How much do physical therapists make an hour in St. Cloud?
$47.55 an hour on average, and $47.43 at the median (BLS, May 2025).
What is the entry-level physical therapists salary in St. Cloud?
The lowest-paid 10% earn about $75,700 a year and the 25th percentile is $86,640, a fair guide to starting pay.
What is the physical therapists take-home pay in St. Cloud?
About $73,204 a year ($6,100 a month) for a single filer on the average salary of $98,900. Minnesota Paid Leave premiums are not included.
Do physical therapists earn more in St. Cloud than elsewhere?
The average here is 6% less than the U.S. average for this job ($105,280).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 29-1123; area St. Cloud, MN (41060). Relative standard error of the mean wage: 0.8%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Minnesota Paid Leave premiums are not included.
- Job concentration: location quotient 1.00, this job is about as common as in the U.S. overall.
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