SOC 35-3031 · South Bend-Mishawaka, IN-MI metro

Waiters and Waitresses Salary in South Bend, IN

The average salary for waiters and waitresses in South Bend, Indiana is $31,830 a year ($15.30 an hour), according to BLS estimates for May 2025. The median is $28,740: half of the 1,970 people in this job in the South Bend-Mishawaka, IN-MI metro area earn more than that, half earn less. That average is 21% less than the U.S. average for this job ($40,060).

$31,830average per year

$15.30 / hourMedian $28,740Take-home ≈ $26,291

  • $17K10th
  • $21K25th
  • $29KMedian
  • $37K75th
  • $49K90th

median average · bar = middle 50% of workers · how to read it

1,970people in this job
-21%vs U.S. average
#2 of 12Indiana metros
93cost of living (U.S. = 100)
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Waiters and Waitresses pay range in South Bend

New workers and the lowest-paid 10% earn about $17,480 a year or less, while the top 10% make $49,190 or more. The middle half of waiters and waitresses in South Bend earn between $21,470 and $37,070.

  • $17K10th
  • $21K25th
  • $29KMedian
  • $37K75th
  • $49K90th

median average · bar = middle 50% of workers · how to read it

Pay levelPer yearPer monthPer hour*
Average$31,830$2,652$15.30
Median$28,740$2,395$13.82
Entry level (25th percentile)$21,470$1,789$10.32
Experienced (75th percentile)$37,070$3,089$17.82

*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.

Waiters and Waitresses pay in South Bend vs. Indiana and the U.S.

Waiters and waitresses in South Bend earn about the same as the Indiana average ($31,170) and 21% less than the U.S. average ($40,060). At the median the gap is -18% against the U.S. median of $35,230.

AreaAverageMedian10th pct.90th pct.Jobs
South Bend$31,830$28,740$17,480$49,1901,970
Indiana$31,170$28,480$17,640$48,35043,620
United States$40,060$35,230$18,100$64,7202,270,910

State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.

Waiters and Waitresses salary after taxes in South Bend

On the average salary of $31,830, a single filer in South Bend takes home about $26,291 a year, or $2,191 a month and $1,011 every two weeks. Taxes take 17% of gross pay.

The South Bend-Mishawaka, IN-MI metro area crosses state lines, so take-home pay depends on the state where you work:

StatePer yearPer month
Working in MI$26,649$2,221
Working in IN$26,291$2,191

Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes South Bend's local income tax (1.75%).

Indiana paycheck calculator: try your own salary

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Is South Bend a good place for waiters and waitresses? Pay vs. cost of living

Prices in the South Bend area are 7% below the U.S. average (BEA price parity 92.9), so the average $31,830 buys what about $34,278 would buy in a typical U.S. metro. This job pays 0.6 times the median wage of all jobs in South Bend ($46,540). A typical home costs $238,866, or 7.5 years of this average salary before tax.

See what $31,830 is worth in another city

Waiters and Waitresses salary in other Indiana cities

South Bend ranks 2nd of 12 Indiana metro areas for this job; Indianapolis pays the most ($32,300).

All Waiters and Waitresses salaries in Indiana

Highest-paying cities for waiters and waitresses

Kahului, HI pays this job the most of the metro areas we cover ($87,210).

Waiters and Waitresses salary by city

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Reviewed before it counts. Waiters and Waitresses in South Bend, IN.

Waiters and Waitresses salary in South Bend: questions

How much do waiters and waitresses make an hour in South Bend?

$15.30 an hour on average, and $13.82 at the median (BLS, May 2025).

What is the entry-level waiters and waitresses salary in South Bend?

The lowest-paid 10% earn about $17,480 a year and the 25th percentile is $21,470, a fair guide to starting pay.

What is the waiters and waitresses take-home pay in South Bend?

About $26,291 a year ($2,191 a month) for a single filer on the average salary of $31,830. Includes South Bend's local income tax (1.75%).

Do waiters and waitresses earn more in South Bend than elsewhere?

The average here is 21% less than the U.S. average for this job ($40,060).

Sources and how to read this page

  • Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 35-3031; area South Bend-Mishawaka, IN-MI (43780). Relative standard error of the mean wage: 1.9%.
  • U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
  • Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
  • Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
  • Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes South Bend's local income tax (1.75%).
  • Job concentration: location quotient 1.02, this job is about as common as in the U.S. overall.

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