Actuaries pay range in San Francisco
New workers and the lowest-paid 10% earn about $93,870 a year or less, while the top 10% make $232,220 or more. The middle half of actuaries in San Francisco earn between $122,420 and $214,260.
- $94K10th
- $122K25th
- $175KMedian
- $214K75th
- $232K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $168,260 | $14,022 | $80.89 |
| Median | $175,330 | $14,611 | $84.29 |
| Entry level (25th percentile) | $122,420 | $10,202 | $58.86 |
| Experienced (75th percentile) | $214,260 | $17,855 | $103.01 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Actuaries pay in San Francisco vs. California and the U.S.
Actuaries in San Francisco earn 16% more than the California average ($145,330) and 19% more than the U.S. average ($141,480). At the median the gap is +35% against the U.S. median of $130,000.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| San Francisco | $168,260 | $175,330 | $93,870 | $232,220 | 220 |
| California | $145,330 | $130,510 | $83,510 | $219,490 | 1,280 |
| United States | $141,480 | $130,000 | $78,570 | $215,100 | 26,670 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Actuaries salary after taxes in San Francisco
On the average salary of $168,260, a single filer in San Francisco takes home about $114,716 a year, or $9,560 a month and $4,412 every two weeks. Taxes take 32% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). California State Disability Insurance (1.3% of wages, paid by employees) is not included.
Is San Francisco a good place for actuaries? Pay vs. cost of living
Prices in the San Francisco area are 16% above the U.S. average (BEA price parity 115.6), so the average $168,260 buys what about $145,537 would buy in a typical U.S. metro. This job pays 2.4 times the median wage of all jobs in San Francisco ($74,260). A typical home costs $1,149,215, or 6.8 years of this average salary before tax.
Actuaries salary in other California cities
San Francisco ranks 1st of 6 California metro areas for this job, the best-paid in the state.
- San Francisco$168,260
- San Jose$154,360
- Los Angeles$143,930
- San Diego$133,770
- Riverside$129,750
- Sacramento$128,530
Highest-paying cities for actuaries
Bridgeport, CT pays this job the most of the metro areas we cover ($176,120).
- Bridgeport, CT$176,120
- San Francisco, CA$168,260
- New York, NY$166,660
- Hartford, CT$163,460
- New Haven, CT$159,070
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Actuaries salary in San Francisco: questions
How much do actuaries make an hour in San Francisco?
$80.89 an hour on average, and $84.29 at the median (BLS, May 2025).
What is the entry-level actuaries salary in San Francisco?
The lowest-paid 10% earn about $93,870 a year and the 25th percentile is $122,420, a fair guide to starting pay.
What is the actuaries take-home pay in San Francisco?
About $114,716 a year ($9,560 a month) for a single filer on the average salary of $168,260. California State Disability Insurance (1.3% of wages, paid by employees) is not included.
Do actuaries earn more in San Francisco than elsewhere?
The average here is 19% more than the U.S. average for this job ($141,480).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 15-2011; area San Francisco-Oakland-Fremont, CA (41860). Relative standard error of the mean wage: 4.3%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). California State Disability Insurance (1.3% of wages, paid by employees) is not included.
- Job concentration: location quotient 0.55, this job is less common than in the U.S. overall (location quotient 0.55).
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