Actuaries pay range in San Jose
New workers and the lowest-paid 10% earn about $86,670 a year or less, while the top 10% make $259,850 or more. The middle half of actuaries in San Jose earn between $101,720 and $217,950.
- $87K10th
- $102K25th
- $131KMedian
- $218K75th
- $260K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $154,360 | $12,863 | $74.21 |
| Median | $131,040 | $10,920 | $63.00 |
| Entry level (25th percentile) | $101,720 | $8,477 | $48.90 |
| Experienced (75th percentile) | $217,950 | $18,162 | $104.78 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Actuaries pay in San Jose vs. California and the U.S.
Actuaries in San Jose earn 6% more than the California average ($145,330) and 9% more than the U.S. average ($141,480). At the median the gap is +1% against the U.S. median of $130,000.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| San Jose | $154,360 | $131,040 | $86,670 | $259,850 | 120 |
| California | $145,330 | $130,510 | $83,510 | $219,490 | 1,280 |
| United States | $141,480 | $130,000 | $78,570 | $215,100 | 26,670 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Actuaries salary after taxes in San Jose
On the average salary of $154,360, a single filer in San Jose takes home about $106,508 a year, or $8,876 a month and $4,096 every two weeks. Taxes take 31% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). California State Disability Insurance (1.3% of wages, paid by employees) is not included.
Is San Jose a good place for actuaries? Pay vs. cost of living
Prices in the San Jose area are 10% above the U.S. average (BEA price parity 110.4), so the average $154,360 buys what about $139,790 would buy in a typical U.S. metro. This job pays 1.6 times the median wage of all jobs in San Jose ($84,050). A typical home costs $1,610,466, or 10.4 years of this average salary before tax.
Actuaries salary in other California cities
San Jose ranks 2nd of 6 California metro areas for this job; San Francisco pays the most ($168,260).
- San Francisco$168,260
- San Jose$154,360
- Los Angeles$143,930
- San Diego$133,770
- Riverside$129,750
- Sacramento$128,530
Highest-paying cities for actuaries
Bridgeport, CT pays this job the most of the metro areas we cover ($176,120).
- Bridgeport, CT$176,120
- San Francisco, CA$168,260
- New York, NY$166,660
- Hartford, CT$163,460
- New Haven, CT$159,070
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Actuaries salary in San Jose: questions
How much do actuaries make an hour in San Jose?
$74.21 an hour on average, and $63.00 at the median (BLS, May 2025).
What is the entry-level actuaries salary in San Jose?
The lowest-paid 10% earn about $86,670 a year and the 25th percentile is $101,720, a fair guide to starting pay.
What is the actuaries take-home pay in San Jose?
About $106,508 a year ($8,876 a month) for a single filer on the average salary of $154,360. California State Disability Insurance (1.3% of wages, paid by employees) is not included.
Do actuaries earn more in San Jose than elsewhere?
The average here is 9% more than the U.S. average for this job ($141,480).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 15-2011; area San Jose-Sunnyvale-Santa Clara, CA (41940). Relative standard error of the mean wage: 1.4%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). California State Disability Insurance (1.3% of wages, paid by employees) is not included.
- Job concentration: location quotient 0.59, this job is less common than in the U.S. overall (location quotient 0.59).
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