Actuaries pay range in Charlotte
New workers and the lowest-paid 10% earn about $72,880 a year or less, while the top 10% make $212,650 or more. The middle half of actuaries in Charlotte earn between $99,240 and $159,330.
- $73K10th
- $99K25th
- $129KMedian
- $159K75th
- $213K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $134,370 | $11,198 | $64.60 |
| Median | $128,730 | $10,728 | $61.89 |
| Entry level (25th percentile) | $99,240 | $8,270 | $47.71 |
| Experienced (75th percentile) | $159,330 | $13,278 | $76.60 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Actuaries pay in Charlotte vs. North Carolina and the U.S.
Actuaries in Charlotte earn 5% more than the North Carolina average ($128,500) and 5% less than the U.S. average ($141,480). At the median the gap is -1% against the U.S. median of $130,000.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Charlotte | $134,370 | $128,730 | $72,880 | $212,650 | 280 |
| North Carolina | $128,500 | $128,730 | $72,420 | $193,830 | 610 |
| United States | $141,480 | $130,000 | $78,570 | $215,100 | 26,670 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Actuaries salary after taxes in Charlotte
On the average salary of $134,370, a single filer in Charlotte takes home about $98,255 a year, or $8,188 a month and $3,779 every two weeks. Taxes take 27% of gross pay.
The Charlotte-Concord-Gastonia, NC-SC metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in NC | $98,255 | $8,188 |
| Working in SC | $97,073 | $8,089 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
Is Charlotte a good place for actuaries? Pay vs. cost of living
Prices in the Charlotte area are 3% below the U.S. average (BEA price parity 97.3), so the average $134,370 buys what about $138,031 would buy in a typical U.S. metro. This job pays 2.6 times the median wage of all jobs in Charlotte ($49,990). A typical home costs $390,321, or 2.9 years of this average salary before tax.
Actuaries salary in other North Carolina cities
Charlotte ranks 1st of 2 North Carolina metro areas for this job, the best-paid in the state.
- Charlotte$134,370
- Raleigh$131,990
Highest-paying cities for actuaries
Bridgeport, CT pays this job the most of the metro areas we cover ($176,120).
- Bridgeport, CT$176,120
- San Francisco, CA$168,260
- New York, NY$166,660
- Hartford, CT$163,460
- New Haven, CT$159,070
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Actuaries salary in Charlotte: questions
How much do actuaries make an hour in Charlotte?
$64.60 an hour on average, and $61.89 at the median (BLS, May 2025).
What is the entry-level actuaries salary in Charlotte?
The lowest-paid 10% earn about $72,880 a year and the 25th percentile is $99,240, a fair guide to starting pay.
What is the actuaries take-home pay in Charlotte?
About $98,255 a year ($8,188 a month) for a single filer on the average salary of $134,370.
Do actuaries earn more in Charlotte than elsewhere?
The average here is 5% less than the U.S. average for this job ($141,480).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 15-2011; area Charlotte-Concord-Gastonia, NC-SC (16740). Relative standard error of the mean wage: 5.6%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
- Job concentration: location quotient 1.20, this job is about as common as in the U.S. overall.
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