Childcare Workers pay range in Saginaw
New workers and the lowest-paid 10% earn about $27,280 a year or less, while the top 10% make $39,210 or more. The middle half of childcare workers in Saginaw earn between $28,600 and $34,390.
- $27K10th
- $29K25th
- $29KMedian
- $34K75th
- $39K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $32,040 | $2,670 | $15.40 |
| Median | $29,490 | $2,458 | $14.18 |
| Entry level (25th percentile) | $28,600 | $2,383 | $13.75 |
| Experienced (75th percentile) | $34,390 | $2,866 | $16.53 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Childcare Workers pay in Saginaw vs. Michigan and the U.S.
Childcare workers in Saginaw earn 3% less than the Michigan average ($33,100) and 9% less than the U.S. average ($35,030). At the median the gap is -16% against the U.S. median of $34,980.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Saginaw | $32,040 | $29,490 | $27,280 | $39,210 | 290 |
| Michigan | $33,100 | $30,970 | $27,210 | $39,340 | 14,010 |
| United States | $35,030 | $34,980 | $24,260 | $46,010 | 518,910 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Childcare Workers salary after taxes in Saginaw
On the average salary of $32,040, a single filer in Saginaw takes home about $26,415 a year, or $2,201 a month and $1,016 every two weeks. Taxes take 18% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes Saginaw's local income tax (1.5%).
Is Saginaw a good place for childcare workers? Pay vs. cost of living
Prices in the Saginaw area are 9% below the U.S. average (BEA price parity 90.9), so the average $32,040 buys what about $35,251 would buy in a typical U.S. metro. This job pays 0.6 times the median wage of all jobs in Saginaw ($46,200). A typical home costs $173,341, or 5.4 years of this average salary before tax.
Childcare Workers salary in other Michigan cities
Saginaw ranks 9th of 15 Michigan metro areas for this job; Flint pays the most ($34,840).
- Flint$34,840
- Traverse City$34,270
- Detroit$33,840
- Ann Arbor$33,380
- Grand Rapids$33,250
- Jackson$32,790
- Lansing$32,660
- Kalamazoo$32,550
- Saginaw$32,040
- Midland$31,660
Highest-paying cities for childcare workers
Sarasota, FL pays this job the most of the metro areas we cover ($52,680).
- Sarasota, FL$52,680
- San Jose, CA$48,450
- San Francisco, CA$46,100
- Seattle, WA$44,390
- Boulder, CO$44,280
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Childcare Workers salary in Saginaw: questions
How much do childcare workers make an hour in Saginaw?
$15.40 an hour on average, and $14.18 at the median (BLS, May 2025).
What is the entry-level childcare workers salary in Saginaw?
The lowest-paid 10% earn about $27,280 a year and the 25th percentile is $28,600, a fair guide to starting pay.
What is the childcare workers take-home pay in Saginaw?
About $26,415 a year ($2,201 a month) for a single filer on the average salary of $32,040. Includes Saginaw's local income tax (1.5%).
Do childcare workers earn more in Saginaw than elsewhere?
The average here is 9% less than the U.S. average for this job ($35,030).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 39-9011; area Saginaw, MI (40980). Relative standard error of the mean wage: 1.2%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes Saginaw's local income tax (1.5%).
- Job concentration: location quotient 1.07, this job is about as common as in the U.S. overall.
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