Credit Analysts pay range in Lexington
New workers and the lowest-paid 10% earn about $54,470 a year or less, while the top 10% make $105,620 or more. The middle half of credit analysts in Lexington earn between $70,480 and $94,750.
- $54K10th
- $70K25th
- $84KMedian
- $95K75th
- $106K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $84,240 | $7,020 | $40.50 |
| Median | $84,140 | $7,012 | $40.45 |
| Entry level (25th percentile) | $70,480 | $5,873 | $33.88 |
| Experienced (75th percentile) | $94,750 | $7,896 | $45.55 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Credit Analysts pay in Lexington vs. Kentucky and the U.S.
Credit analysts in Lexington earn 3% less than the Kentucky average ($87,210) and 16% less than the U.S. average ($100,850). At the median the gap is +1% against the U.S. median of $83,510.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Lexington | $84,240 | $84,140 | $54,470 | $105,620 | 40 |
| Kentucky | $87,210 | $79,290 | $51,980 | $130,200 | 370 |
| United States | $100,850 | $83,510 | $56,250 | $169,230 | 64,390 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Credit Analysts salary after taxes in Lexington
On the average salary of $84,240, a single filer in Lexington takes home about $62,945 a year, or $5,245 a month and $2,421 every two weeks. Taxes take 25% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Lexington's local income tax (2.75%).
Is Lexington a good place for credit analysts? Pay vs. cost of living
Prices in the Lexington area are 7% below the U.S. average (BEA price parity 92.9), so the average $84,240 buys what about $90,689 would buy in a typical U.S. metro. This job pays 1.7 times the median wage of all jobs in Lexington ($48,620). A typical home costs $327,671, or 3.9 years of this average salary before tax.
Credit Analysts salary in other Kentucky cities
Lexington ranks 1st of 2 Kentucky metro areas for this job, the best-paid in the state.
- Lexington$84,240
- Louisville$77,590
Highest-paying cities for credit analysts
New York, NY pays this job the most of the metro areas we cover ($153,870).
- New York, NY$153,870
- San Jose, CA$135,700
- San Francisco, CA$133,360
- Washington, DC$120,420
- Burlington, VT$119,620
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Credit Analysts salary in Lexington: questions
How much do credit analysts make an hour in Lexington?
$40.50 an hour on average, and $40.45 at the median (BLS, May 2025).
What is the entry-level credit analysts salary in Lexington?
The lowest-paid 10% earn about $54,470 a year and the 25th percentile is $70,480, a fair guide to starting pay.
What is the credit analysts take-home pay in Lexington?
About $62,945 a year ($5,245 a month) for a single filer on the average salary of $84,240. Includes Lexington's local income tax (2.75%).
Do credit analysts earn more in Lexington than elsewhere?
The average here is 16% less than the U.S. average for this job ($100,850).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2041; area Lexington-Fayette, KY (30460). Relative standard error of the mean wage: 6.7%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Lexington's local income tax (2.75%).
- Job concentration: location quotient 0.30, this job is less common than in the U.S. overall (location quotient 0.30).
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