Credit Analysts pay range in Louisville
New workers and the lowest-paid 10% earn about $49,670 a year or less, while the top 10% make $126,780 or more. The middle half of credit analysts in Louisville earn between $54,540 and $92,450.
- $50K10th
- $55K25th
- $63KMedian
- $92K75th
- $127K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $77,590 | $6,466 | $37.30 |
| Median | $63,020 | $5,252 | $30.30 |
| Entry level (25th percentile) | $54,540 | $4,545 | $26.22 |
| Experienced (75th percentile) | $92,450 | $7,704 | $44.45 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Credit Analysts pay in Louisville vs. Kentucky and the U.S.
Credit analysts in Louisville earn 11% less than the Kentucky average ($87,210) and 23% less than the U.S. average ($100,850). At the median the gap is -25% against the U.S. median of $83,510.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Louisville | $77,590 | $63,020 | $49,670 | $126,780 | 160 |
| Kentucky | $87,210 | $79,290 | $51,980 | $130,200 | 370 |
| United States | $100,850 | $83,510 | $56,250 | $169,230 | 64,390 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Credit Analysts salary after taxes in Louisville
On the average salary of $77,590, a single filer in Louisville takes home about $59,110 a year, or $4,926 a month and $2,273 every two weeks. Taxes take 24% of gross pay.
The Louisville/Jefferson County, KY-IN metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in IN | $61,117 | $5,093 |
| Working in KY | $59,110 | $4,926 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Louisville's local income tax (2.2%).
Is Louisville a good place for credit analysts? Pay vs. cost of living
Prices in the Louisville area are 7% below the U.S. average (BEA price parity 93.1), so the average $77,590 buys what about $83,364 would buy in a typical U.S. metro. This job pays 1.3 times the median wage of all jobs in Louisville ($48,370). A typical home costs $283,232, or 3.7 years of this average salary before tax.
Credit Analysts salary in other Kentucky cities
Louisville ranks 2nd of 2 Kentucky metro areas for this job; Lexington pays the most ($84,240).
- Lexington$84,240
- Louisville$77,590
Highest-paying cities for credit analysts
New York, NY pays this job the most of the metro areas we cover ($153,870).
- New York, NY$153,870
- San Jose, CA$135,700
- San Francisco, CA$133,360
- Washington, DC$120,420
- Burlington, VT$119,620
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Credit Analysts salary in Louisville: questions
How much do credit analysts make an hour in Louisville?
$37.30 an hour on average, and $30.30 at the median (BLS, May 2025).
What is the entry-level credit analysts salary in Louisville?
The lowest-paid 10% earn about $49,670 a year and the 25th percentile is $54,540, a fair guide to starting pay.
What is the credit analysts take-home pay in Louisville?
About $59,110 a year ($4,926 a month) for a single filer on the average salary of $77,590. Includes Louisville's local income tax (2.2%).
Do credit analysts earn more in Louisville than elsewhere?
The average here is 23% less than the U.S. average for this job ($100,850).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2041; area Louisville/Jefferson County, KY-IN (31140). Relative standard error of the mean wage: 7.1%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Louisville's local income tax (2.2%).
- Job concentration: location quotient 0.57, this job is less common than in the U.S. overall (location quotient 0.57).
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