Credit Analysts pay range in Charlotte
New workers and the lowest-paid 10% earn about $65,990 a year or less, while the top 10% make $165,330 or more. The middle half of credit analysts in Charlotte earn between $79,520 and $128,610.
- $66K10th
- $80K25th
- $101KMedian
- $129K75th
- $165K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $107,240 | $8,937 | $51.56 |
| Median | $100,640 | $8,387 | $48.38 |
| Entry level (25th percentile) | $79,520 | $6,627 | $38.23 |
| Experienced (75th percentile) | $128,610 | $10,718 | $61.83 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Credit Analysts pay in Charlotte vs. North Carolina and the U.S.
Credit analysts in Charlotte earn 5% more than the North Carolina average ($102,440) and 6% more than the U.S. average ($100,850). At the median the gap is +21% against the U.S. median of $83,510.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Charlotte | $107,240 | $100,640 | $65,990 | $165,330 | 2,190 |
| North Carolina | $102,440 | $94,570 | $62,620 | $164,140 | 3,270 |
| United States | $100,850 | $83,510 | $56,250 | $169,230 | 64,390 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Credit Analysts salary after taxes in Charlotte
On the average salary of $107,240, a single filer in Charlotte takes home about $80,503 a year, or $6,709 a month and $3,096 every two weeks. Taxes take 25% of gross pay.
The Charlotte-Concord-Gastonia, NC-SC metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in NC | $80,503 | $6,709 |
| Working in SC | $79,652 | $6,638 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
Is Charlotte a good place for credit analysts? Pay vs. cost of living
Prices in the Charlotte area are 3% below the U.S. average (BEA price parity 97.3), so the average $107,240 buys what about $110,161 would buy in a typical U.S. metro. This job pays 2.0 times the median wage of all jobs in Charlotte ($49,990). A typical home costs $390,321, or 3.6 years of this average salary before tax.
Credit Analysts salary in other North Carolina cities
Charlotte ranks 2nd of 7 North Carolina metro areas for this job; Winston-Salem pays the most ($108,010).
- Winston-Salem$108,010
- Charlotte$107,240
- Wilmington$94,160
- Greensboro$89,190
- Durham$87,520
- Raleigh$87,270
- Greenville$86,990
Highest-paying cities for credit analysts
New York, NY pays this job the most of the metro areas we cover ($153,870).
- New York, NY$153,870
- San Jose, CA$135,700
- San Francisco, CA$133,360
- Washington, DC$120,420
- Burlington, VT$119,620
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Credit Analysts salary in Charlotte: questions
How much do credit analysts make an hour in Charlotte?
$51.56 an hour on average, and $48.38 at the median (BLS, May 2025).
What is the entry-level credit analysts salary in Charlotte?
The lowest-paid 10% earn about $65,990 a year and the 25th percentile is $79,520, a fair guide to starting pay.
What is the credit analysts take-home pay in Charlotte?
About $80,503 a year ($6,709 a month) for a single filer on the average salary of $107,240.
Do credit analysts earn more in Charlotte than elsewhere?
The average here is 6% more than the U.S. average for this job ($100,850).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2041; area Charlotte-Concord-Gastonia, NC-SC (16740). Relative standard error of the mean wage: 1.5%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
- Job concentration: location quotient 3.90, this job is 3.9 times as concentrated as in the U.S. overall.
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