Credit Analysts pay range in Raleigh
New workers and the lowest-paid 10% earn about $58,640 a year or less, while the top 10% make $125,920 or more. The middle half of credit analysts in Raleigh earn between $67,540 and $95,020.
- $59K10th
- $68K25th
- $81KMedian
- $95K75th
- $126K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $87,270 | $7,272 | $41.96 |
| Median | $80,630 | $6,719 | $38.76 |
| Entry level (25th percentile) | $67,540 | $5,628 | $32.47 |
| Experienced (75th percentile) | $95,020 | $7,918 | $45.68 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Credit Analysts pay in Raleigh vs. North Carolina and the U.S.
Credit analysts in Raleigh earn 15% less than the North Carolina average ($102,440) and 13% less than the U.S. average ($100,850). At the median the gap is -3% against the U.S. median of $83,510.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Raleigh | $87,270 | $80,630 | $58,640 | $125,920 | 220 |
| North Carolina | $102,440 | $94,570 | $62,620 | $164,140 | 3,270 |
| United States | $100,850 | $83,510 | $56,250 | $169,230 | 64,390 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Credit Analysts salary after taxes in Raleigh
On the average salary of $87,270, a single filer in Raleigh takes home about $67,251 a year, or $5,604 a month and $2,587 every two weeks. Taxes take 23% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
Is Raleigh a good place for credit analysts? Pay vs. cost of living
Prices in the Raleigh area are 2% below the U.S. average (BEA price parity 98.2), so the average $87,270 buys what about $88,909 would buy in a typical U.S. metro. This job pays 1.6 times the median wage of all jobs in Raleigh ($51,990). A typical home costs $438,364, or 5.0 years of this average salary before tax.
Credit Analysts salary in other North Carolina cities
Raleigh ranks 6th of 7 North Carolina metro areas for this job; Winston-Salem pays the most ($108,010).
- Winston-Salem$108,010
- Charlotte$107,240
- Wilmington$94,160
- Greensboro$89,190
- Durham$87,520
- Raleigh$87,270
- Greenville$86,990
Highest-paying cities for credit analysts
New York, NY pays this job the most of the metro areas we cover ($153,870).
- New York, NY$153,870
- San Jose, CA$135,700
- San Francisco, CA$133,360
- Washington, DC$120,420
- Burlington, VT$119,620
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Credit Analysts salary in Raleigh: questions
How much do credit analysts make an hour in Raleigh?
$41.96 an hour on average, and $38.77 at the median (BLS, May 2025).
What is the entry-level credit analysts salary in Raleigh?
The lowest-paid 10% earn about $58,640 a year and the 25th percentile is $67,540, a fair guide to starting pay.
What is the credit analysts take-home pay in Raleigh?
About $67,251 a year ($5,604 a month) for a single filer on the average salary of $87,270.
Do credit analysts earn more in Raleigh than elsewhere?
The average here is 13% less than the U.S. average for this job ($100,850).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2041; area Raleigh-Cary, NC (39580). Relative standard error of the mean wage: 7.1%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
- Job concentration: location quotient 0.72, this job is less common than in the U.S. overall (location quotient 0.72).
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