Credit Analysts pay range in Philadelphia
New workers and the lowest-paid 10% earn about $61,570 a year or less, while the top 10% make $169,490 or more. The middle half of credit analysts in Philadelphia earn between $77,150 and $123,780.
- $62K10th
- $77K25th
- $92KMedian
- $124K75th
- $169K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $104,860 | $8,738 | $50.41 |
| Median | $92,460 | $7,705 | $44.45 |
| Entry level (25th percentile) | $77,150 | $6,429 | $37.09 |
| Experienced (75th percentile) | $123,780 | $10,315 | $59.51 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Credit Analysts pay in Philadelphia vs. Pennsylvania and the U.S.
Credit analysts in Philadelphia earn 13% more than the Pennsylvania average ($92,440) and 4% more than the U.S. average ($100,850). At the median the gap is +11% against the U.S. median of $83,510.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Philadelphia | $104,860 | $92,460 | $61,570 | $169,490 | 1,430 |
| Pennsylvania | $92,440 | $80,280 | $50,750 | $155,360 | 1,930 |
| United States | $100,850 | $83,510 | $56,250 | $169,230 | 64,390 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Credit Analysts salary after taxes in Philadelphia
On the average salary of $104,860, a single filer in Philadelphia takes home about $79,380 a year, or $6,615 a month and $3,053 every two weeks. Taxes take 24% of gross pay.
The Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in PA | $79,380 | $6,615 |
| Working in NJ | $78,109 | $6,509 |
| Working in MD | $77,826 | $6,486 |
| Working in DE | $76,909 | $6,409 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Local earned income taxes (for example Philadelphia's wage tax) are not included.
Is Philadelphia a good place for credit analysts? Pay vs. cost of living
Prices in the Philadelphia area are 3% above the U.S. average (BEA price parity 102.6), so the average $104,860 buys what about $102,249 would buy in a typical U.S. metro. This job pays 1.7 times the median wage of all jobs in Philadelphia ($54,310). A typical home costs $390,463, or 3.7 years of this average salary before tax.
Credit Analysts salary in other Pennsylvania cities
Philadelphia ranks 1st of 8 Pennsylvania metro areas for this job, the best-paid in the state.
- Philadelphia$104,860
- Pittsburgh$94,580
- Lancaster$91,460
- Harrisburg$90,510
- Allentown$83,460
- Reading$81,240
- York$76,860
- Scranton$75,120
Highest-paying cities for credit analysts
New York, NY pays this job the most of the metro areas we cover ($153,870).
- New York, NY$153,870
- San Jose, CA$135,700
- San Francisco, CA$133,360
- Washington, DC$120,420
- Burlington, VT$119,620
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Credit Analysts salary in Philadelphia: questions
How much do credit analysts make an hour in Philadelphia?
$50.41 an hour on average, and $44.45 at the median (BLS, May 2025).
What is the entry-level credit analysts salary in Philadelphia?
The lowest-paid 10% earn about $61,570 a year and the 25th percentile is $77,150, a fair guide to starting pay.
What is the credit analysts take-home pay in Philadelphia?
About $79,380 a year ($6,615 a month) for a single filer on the average salary of $104,860. Local earned income taxes (for example Philadelphia's wage tax) are not included.
Do credit analysts earn more in Philadelphia than elsewhere?
The average here is 4% more than the U.S. average for this job ($100,850).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2041; area Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (37980). Relative standard error of the mean wage: 2.8%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Local earned income taxes (for example Philadelphia's wage tax) are not included.
- Job concentration: location quotient 1.20, this job is about as common as in the U.S. overall.
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