Insurance Underwriters pay range in Philadelphia
New workers and the lowest-paid 10% earn about $62,230 a year or less, while the top 10% make $163,090 or more. The middle half of insurance underwriters in Philadelphia earn between $67,590 and $119,520.
- $62K10th
- $68K25th
- $85KMedian
- $120K75th
- $163K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $99,570 | $8,298 | $47.87 |
| Median | $84,580 | $7,048 | $40.66 |
| Entry level (25th percentile) | $67,590 | $5,632 | $32.50 |
| Experienced (75th percentile) | $119,520 | $9,960 | $57.46 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Underwriters pay in Philadelphia vs. Pennsylvania and the U.S.
Insurance underwriters in Philadelphia earn 10% more than the Pennsylvania average ($90,490) and 6% more than the U.S. average ($93,700). At the median the gap is +4% against the U.S. median of $81,370.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Philadelphia | $99,570 | $84,580 | $62,230 | $163,090 | 2,590 |
| Pennsylvania | $90,490 | $78,950 | $50,310 | $135,600 | 5,160 |
| United States | $93,700 | $81,370 | $55,530 | $145,160 | 105,420 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Underwriters salary after taxes in Philadelphia
On the average salary of $99,570, a single filer in Philadelphia takes home about $75,821 a year, or $6,318 a month and $2,916 every two weeks. Taxes take 24% of gross pay.
The Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in PA | $75,821 | $6,318 |
| Working in NJ | $74,725 | $6,227 |
| Working in MD | $74,360 | $6,197 |
| Working in DE | $73,537 | $6,128 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Local earned income taxes (for example Philadelphia's wage tax) are not included.
Is Philadelphia a good place for insurance underwriters? Pay vs. cost of living
Prices in the Philadelphia area are 3% above the U.S. average (BEA price parity 102.6), so the average $99,570 buys what about $97,090 would buy in a typical U.S. metro. This job pays 1.6 times the median wage of all jobs in Philadelphia ($54,310). A typical home costs $390,463, or 3.9 years of this average salary before tax.
Insurance Underwriters salary in other Pennsylvania cities
Philadelphia ranks 1st of 6 Pennsylvania metro areas for this job, the best-paid in the state.
- Philadelphia$99,570
- Pittsburgh$87,820
- Allentown$87,470
- Lancaster$83,580
- Harrisburg$81,680
- Scranton$65,250
Highest-paying cities for insurance underwriters
Bridgeport, CT pays this job the most of the metro areas we cover ($127,970).
- Bridgeport, CT$127,970
- Boston, MA$115,600
- Denver, CO$115,260
- Seattle, WA$114,200
- Manchester, NH$112,530
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Insurance Underwriters salary in Philadelphia: questions
How much do insurance underwriters make an hour in Philadelphia?
$47.87 an hour on average, and $40.66 at the median (BLS, May 2025).
What is the entry-level insurance underwriters salary in Philadelphia?
The lowest-paid 10% earn about $62,230 a year and the 25th percentile is $67,590, a fair guide to starting pay.
What is the insurance underwriters take-home pay in Philadelphia?
About $75,821 a year ($6,318 a month) for a single filer on the average salary of $99,570. Local earned income taxes (for example Philadelphia's wage tax) are not included.
Do insurance underwriters earn more in Philadelphia than elsewhere?
The average here is 6% more than the U.S. average for this job ($93,700).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2053; area Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (37980). Relative standard error of the mean wage: 3.0%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Local earned income taxes (for example Philadelphia's wage tax) are not included.
- Job concentration: location quotient 1.32, this job is 1.3 times as concentrated as in the U.S. overall.
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