Credit Counselors pay range in Lakeland
New workers and the lowest-paid 10% earn about $39,060 a year or less, while the top 10% make $55,930 or more. The middle half of credit counselors in Lakeland earn between $39,060 and $49,830.
- $39K10th
- $39K25th
- $46KMedian
- $50K75th
- $56K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $46,290 | $3,858 | $22.25 |
| Median | $46,050 | $3,838 | $22.14 |
| Entry level (25th percentile) | $39,060 | $3,255 | $18.78 |
| Experienced (75th percentile) | $49,830 | $4,152 | $23.96 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Credit Counselors pay in Lakeland vs. Florida and the U.S.
Credit counselors in Lakeland earn 8% less than the Florida average ($50,130) and 19% less than the U.S. average ($57,210). At the median the gap is -12% against the U.S. median of $52,230.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Lakeland | $46,290 | $46,050 | $39,060 | $55,930 | 60 |
| Florida | $50,130 | $46,300 | $38,140 | $67,120 | 2,410 |
| United States | $57,210 | $52,230 | $38,350 | $80,440 | 27,770 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Credit Counselors salary after taxes in Lakeland
On the average salary of $46,290, a single filer in Lakeland takes home about $39,374 a year, or $3,281 a month and $1,514 every two weeks. Taxes take 15% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
Is Lakeland a good place for credit counselors? Pay vs. cost of living
Prices in the Lakeland area are 3% below the U.S. average (BEA price parity 97.1), so the average $46,290 buys what about $47,652 would buy in a typical U.S. metro. This job pays 1.0 times the median wage of all jobs in Lakeland ($46,140). A typical home costs $298,816, or 6.5 years of this average salary before tax.
Credit Counselors salary in other Florida cities
Lakeland ranks 7th of 7 Florida metro areas for this job; Jacksonville pays the most ($55,310).
- Jacksonville$55,310
- Miami$53,660
- Tampa$50,380
- Deltona$49,290
- Orlando$48,250
- Fort Myers$47,350
- Lakeland$46,290
Highest-paying cities for credit counselors
San Francisco, CA pays this job the most of the metro areas we cover ($85,720).
- San Francisco, CA$85,720
- Salt Lake City, UT$79,060
- San Jose, CA$77,410
- Sacramento, CA$76,900
- San Diego, CA$72,810
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Credit Counselors salary in Lakeland: questions
How much do credit counselors make an hour in Lakeland?
$22.26 an hour on average, and $22.14 at the median (BLS, May 2025).
What is the entry-level credit counselors salary in Lakeland?
The lowest-paid 10% earn about $39,060 a year and the 25th percentile is $39,060, a fair guide to starting pay.
What is the credit counselors take-home pay in Lakeland?
About $39,374 a year ($3,281 a month) for a single filer on the average salary of $46,290. Florida has no state income tax.
Do credit counselors earn more in Lakeland than elsewhere?
The average here is 19% less than the U.S. average for this job ($57,210).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2071; area Lakeland-Winter Haven, FL (29460). Relative standard error of the mean wage: 2.1%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
- Job concentration: location quotient 1.23, this job is about as common as in the U.S. overall.
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