SOC 13-2071 · Business and Financial Operations

Credit Counselors Salary by City

Credit counselors earn the most in San Francisco, CA (average $85,720 a year), followed by Salt Lake City, UT ($79,060) and San Jose, CA ($77,410), among the 118 metro areas we cover. Nationwide the average is $57,210 and the median $52,230, for 27,770 workers (May 2025).

$57,210U.S. average
$86Khighest: San Francisco, CA
$42Klowest: Beaumont, TX
118metro areas
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Top 15 cities for credit counselors by average salary

San Francisco, CA$85,720
Salt Lake City, UT$79,060
San Jose, CA$77,410
Sacramento, CA$76,900
San Diego, CA$72,810
New York, NY$69,170
Omaha, NE$68,680
Seattle, WA$68,610
Boston, MA$68,580
Los Angeles, CA$68,340
Riverside, CA$67,870
Washington, DC$66,950
Fresno, CA$66,940
Kiryas Joel, NY$66,540
Harrisburg, PA$65,640
Average annual wage, BLS OEWS May 2025.

Map: Credit Counselors salary by metro area

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Map data © OpenStreetMap contributors.

Credit Counselors salary by state

Washington, D.C. pays credit counselors the most statewide, $75,640 a year on average. Statewide columns cover every employer in the state; city columns cover the metro areas we publish.

StateStatewide averageStatewide medianJobsMetrosHighest city averageLowest city average
Washington, D.C.$75,640$63,5801101$66,950$66,950
California$71,180$67,1202,1609$85,720$62,640
Utah$69,870$51,3301902$79,060$53,030
New York$68,590$63,0302,0207$69,170$59,790
Nebraska$67,760$62,5102601$68,680$68,680
Massachusetts$67,020$63,2407703$68,580$56,480
Washington$65,530$62,3605602$68,610$56,230
Rhode Island$63,330$58,4801301$62,960$62,960
Maryland$63,310$60,4503501$60,130$60,130
Delaware$61,860$52,840400n/an/a
Oregon$61,840$59,1502802$64,260$62,540
Minnesota$61,310$62,1605802$61,660$57,170
Pennsylvania$60,680$58,3301,1106$65,640$53,720
New Hampshire$60,340$58,8301701$54,220$54,220
Ohio$59,150$51,1608905$64,360$53,360
Colorado$58,940$57,1303604$62,910$55,980
Georgia$57,980$64,0804601$59,110$59,110
Maine$57,890$55,4901701$59,300$59,300
Nevada$57,640$55,4801701$55,950$55,950
Wisconsin$57,550$52,1407704$62,960$50,630
Michigan$57,490$52,1601,2607$58,160$48,050
Connecticut$57,200$54,7101001$60,620$60,620
Idaho$56,940$51,130900n/an/a
New Jersey$56,680$57,1805300n/an/a
New Mexico$56,120$50,3902002$55,390$49,560
Illinois$55,920$51,9301,1701$58,750$58,750
North Dakota$55,810$52,220300n/an/a
Virginia$54,630$51,5507603$53,380$49,610
Tennessee$54,070$38,7309504$65,070$42,530
Arizona$53,970$51,4809802$54,710$52,490
South Carolina$53,010$53,1902502$54,160$48,790
Kentucky$52,900$48,1502202$56,630$51,490
Alabama$52,040$48,120n/a1$51,410$51,410
North Carolina$51,110$46,1803202$50,870$50,220
Puerto Rico$50,850$50,010n/a1$49,050$49,050
Texas$50,420$48,2203,95013$53,120$41,960
Florida$50,130$46,3002,4107$55,310$46,290
Iowa$50,110$48,1304403$55,230$49,780
Oklahoma$49,690$46,9502302$54,230$50,260
Indiana$49,680$48,1807404$50,310$47,290
Arkansas$49,330$45,060500n/an/a
Louisiana$48,880$47,2501302$52,070$51,200
South Dakota$48,120$48,890n/a0n/an/a
Mississippi$45,440$45,9902101$50,780$50,780
West Virginia$45,010$45,8601502$46,340$46,280
Wyoming$44,400$42,580400n/an/a
Missouri$40,230$30,580n/a2$52,190$50,960
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Credit Counselors salary in every city we cover

Sort by any column. Each city links to its pay range, take-home pay and cost of living.

Metro areaAverageMedianHourlyJobs
San Francisco, CA$85,720$82,570$41.21210
Salt Lake City, UT$79,060$62,080$38.01110
San Jose, CA$77,410$80,680$37.22120
Sacramento, CA$76,900$76,930$36.97110
San Diego, CA$72,810$67,120$35.00200
New York, NY$69,170$63,170$33.261,610
Omaha, NE$68,680$62,520$33.02190
Seattle, WA$68,610$64,380$32.99350
Boston, MA$68,580$64,080$32.97620
Los Angeles, CA$68,340$65,210$32.86830
Riverside, CA$67,870$64,750$32.63190
Washington, DC$66,950$61,930$32.19440
Fresno, CA$66,940$66,660$32.1960
Kiryas Joel, NY$66,540$62,240$31.9950
Harrisburg, PA$65,640$62,340$31.5640
Nashville, TN$65,070$58,480$31.28110
Ithaca, NY$64,600$62,750$31.0640
Columbus, OH$64,360$54,880$30.94180
Portland, OR$64,260$61,980$30.89150
Albany, NY$64,060$60,730$30.80120
Rochester, NY$63,710$60,040$30.63130
Cleveland, OH$63,310$58,570$30.44110
Oxnard, CA$63,080$60,110$30.3350
Madison, WI$62,960$57,260$30.2770
Providence, RI$62,960$58,480$30.27160
Worcester, MA$62,930$60,680$30.2660
Boulder, CO$62,910$65,540$30.2540
Santa Maria, CA$62,640$62,500$30.1240
Eugene, OR$62,540$60,600$30.0730
Philadelphia, PA$62,150$57,990$29.88480
Syracuse, NY$62,070$59,160$29.8480
Minneapolis, MN$61,660$59,750$29.65350
Lancaster, PA$60,640$57,550$29.1540
Hartford, CT$60,620$55,570$29.1450
Baltimore, MD$60,130$56,960$28.91190
Fort Collins, CO$59,930$53,800$28.8140
Buffalo, NY$59,790$57,240$28.75130
Pittsburgh, PA$59,330$58,090$28.53230
Portland, ME$59,300$56,670$28.5160
Memphis, TN$59,160$60,210$28.4490
Atlanta, GA$59,110$64,080$28.42380
Denver, CO$58,790$58,710$28.27150
Chicago, IL$58,750$57,210$28.25800
Allentown, PA$58,380$53,400$28.0770
Ann Arbor, MI$58,160$59,570$27.96160
Cincinnati, OH$57,820$51,160$27.80170
Detroit, MI$57,410$53,140$27.60480
Milwaukee, WI$57,310$54,830$27.55230
Duluth, MN$57,170$55,920$27.4940
Saginaw, MI$56,690$48,780$27.2540
Lexington, KY$56,630$50,430$27.2250
Springfield, MA$56,480$51,140$27.1650
Spokane, WA$56,230$56,060$27.0340
Dayton, OH$56,210$58,090$27.02130
Colorado Springs, CO$55,980$55,140$26.9140
Las Vegas, NV$55,950$55,040$26.90110
Green Bay, WI$55,420$50,300$26.6480
Albuquerque, NM$55,390$52,290$26.6370
Jacksonville, FL$55,310$50,850$26.59250
Iowa City, IA$55,230$51,710$26.5530
Phoenix, AZ$54,710$54,110$26.30720
Lansing, MI$54,530$50,990$26.2240
Tulsa, OK$54,230$48,130$26.0760
Manchester, NH$54,220$50,690$26.0750
Greenville, SC$54,160$53,190$26.04110
Scranton, PA$53,720$49,380$25.8370
Miami, FL$53,660$47,980$25.80500
Richmond, VA$53,380$54,150$25.66130
Toledo, OH$53,360$47,450$25.6540
Longview, TX$53,120$46,330$25.5450
Virginia Beach, VA$53,120$51,880$25.54130
Ogden, UT$53,030$47,090$25.4940
McAllen, TX$52,650$48,200$25.31110
Tucson, AZ$52,490$47,710$25.24120
Dallas, TX$52,330$51,820$25.161,080
St. Louis, MO$52,190$49,550$25.09230
Grand Rapids, MI$52,170$49,530$25.0880
New Orleans, LA$52,070$49,600$25.0340
Flint, MI$52,030$53,440$25.0240
Houston, TX$51,860$48,100$24.93900
Austin, TX$51,850$50,480$24.93370
Des Moines, IA$51,770$49,160$24.89140
Louisville, KY$51,490$49,390$24.7650
Birmingham, AL$51,410$45,760$24.72n/a
Baton Rouge, LA$51,200$49,790$24.6130
Kansas City, MO$50,960$45,840$24.5040
Tyler, TX$50,880$44,170$24.4690
Charlotte, NC$50,870$46,950$24.4680
Jackson, MS$50,780$48,450$24.4140
La Crosse, WI$50,630$47,950$24.3440
Tampa, FL$50,380$46,130$24.22320
Fort Wayne, IN$50,310$47,980$24.1940
Oklahoma City, OK$50,260$46,150$24.17110
Raleigh, NC$50,220$42,190$24.15n/a
San Antonio, TX$49,910$48,890$24.00430
Davenport, IA$49,780$46,480$23.9430
Roanoke, VA$49,610$48,400$23.8530
Las Cruces, NM$49,560$41,870$23.8350
Deltona, FL$49,290$45,090$23.7040
Indianapolis, IN$49,220$48,180$23.67430
San Juan, PR$49,050$50,010$23.5830
Charleston, SC$48,790$47,690$23.4640
South Bend, IN$48,680$46,050$23.4130
Orlando, FL$48,250$47,180$23.20580
Kalamazoo, MI$48,050$46,850$23.10n/a
Brownsville, TX$47,640$44,550$22.9030
Fort Myers, FL$47,350$45,050$22.7630
Evansville, IN$47,290$47,430$22.7430
Morgantown, WV$46,340$48,890$22.2840
Lakeland, FL$46,290$46,050$22.2660
Charleston, WV$46,280$47,380$22.2530
Chattanooga, TN$45,250$38,840$21.76n/a
El Paso, TX$44,910$44,510$21.5970
Lubbock, TX$44,540$40,960$21.4150
College Station, TX$44,500$44,440$21.39110
Amarillo, TX$43,330$40,080$20.8340
Johnson City, TN$42,530$37,020$20.4580
Beaumont, TX$41,960$40,480$20.1830

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Credit Counselors salary: questions

Where do credit counselors make the most money?

In San Francisco, CA, with an average of $85,720 a year, among the 118 metro areas we cover.

What is the average credit counselors salary in the U.S.?

$57,210 a year nationwide (BLS OEWS national estimates, May 2025); the median is $52,230, so half of credit counselors earn more than that and half less.

What salary should credit counselors ask for?

Start from the figures for your city: the middle half of credit counselors nationwide earn between $45,720 (25th percentile) and $64,080 (75th percentile). Newer workers usually start near the 25th percentile and experienced ones can ask for the 75th; each city page shows the local range. See how to read salary percentiles.

Which state pays credit counselors the most?

Washington, D.C., with a statewide average of $75,640 a year (BLS state estimates, May 2025).

Where is credit counselors pay the lowest?

Beaumont, TX, at $41,960 a year on average. Lower pay often comes with lower prices: check the cost of living on each city page.

Sources and how to read this page

Read the full methodology. Spotted an error? Tell us.