Top 15 cities for credit counselors by average salary
| San Francisco, CA | $85,720 |
|---|---|
| Salt Lake City, UT | $79,060 |
| San Jose, CA | $77,410 |
| Sacramento, CA | $76,900 |
| San Diego, CA | $72,810 |
| New York, NY | $69,170 |
| Omaha, NE | $68,680 |
| Seattle, WA | $68,610 |
| Boston, MA | $68,580 |
| Los Angeles, CA | $68,340 |
| Riverside, CA | $67,870 |
| Washington, DC | $66,950 |
| Fresno, CA | $66,940 |
| Kiryas Joel, NY | $66,540 |
| Harrisburg, PA | $65,640 |
Map: Credit Counselors salary by metro area
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Credit Counselors salary by state
Washington, D.C. pays credit counselors the most statewide, $75,640 a year on average. Statewide columns cover every employer in the state; city columns cover the metro areas we publish.
| State | Statewide average | Statewide median | Jobs | Metros | Highest city average | Lowest city average |
|---|---|---|---|---|---|---|
| Washington, D.C. | $75,640 | $63,580 | 110 | 1 | $66,950 | $66,950 |
| California | $71,180 | $67,120 | 2,160 | 9 | $85,720 | $62,640 |
| Utah | $69,870 | $51,330 | 190 | 2 | $79,060 | $53,030 |
| New York | $68,590 | $63,030 | 2,020 | 7 | $69,170 | $59,790 |
| Nebraska | $67,760 | $62,510 | 260 | 1 | $68,680 | $68,680 |
| Massachusetts | $67,020 | $63,240 | 770 | 3 | $68,580 | $56,480 |
| Washington | $65,530 | $62,360 | 560 | 2 | $68,610 | $56,230 |
| Rhode Island | $63,330 | $58,480 | 130 | 1 | $62,960 | $62,960 |
| Maryland | $63,310 | $60,450 | 350 | 1 | $60,130 | $60,130 |
| Delaware | $61,860 | $52,840 | 40 | 0 | n/a | n/a |
| Oregon | $61,840 | $59,150 | 280 | 2 | $64,260 | $62,540 |
| Minnesota | $61,310 | $62,160 | 580 | 2 | $61,660 | $57,170 |
| Pennsylvania | $60,680 | $58,330 | 1,110 | 6 | $65,640 | $53,720 |
| New Hampshire | $60,340 | $58,830 | 170 | 1 | $54,220 | $54,220 |
| Ohio | $59,150 | $51,160 | 890 | 5 | $64,360 | $53,360 |
| Colorado | $58,940 | $57,130 | 360 | 4 | $62,910 | $55,980 |
| Georgia | $57,980 | $64,080 | 460 | 1 | $59,110 | $59,110 |
| Maine | $57,890 | $55,490 | 170 | 1 | $59,300 | $59,300 |
| Nevada | $57,640 | $55,480 | 170 | 1 | $55,950 | $55,950 |
| Wisconsin | $57,550 | $52,140 | 770 | 4 | $62,960 | $50,630 |
| Michigan | $57,490 | $52,160 | 1,260 | 7 | $58,160 | $48,050 |
| Connecticut | $57,200 | $54,710 | 100 | 1 | $60,620 | $60,620 |
| Idaho | $56,940 | $51,130 | 90 | 0 | n/a | n/a |
| New Jersey | $56,680 | $57,180 | 530 | 0 | n/a | n/a |
| New Mexico | $56,120 | $50,390 | 200 | 2 | $55,390 | $49,560 |
| Illinois | $55,920 | $51,930 | 1,170 | 1 | $58,750 | $58,750 |
| North Dakota | $55,810 | $52,220 | 30 | 0 | n/a | n/a |
| Virginia | $54,630 | $51,550 | 760 | 3 | $53,380 | $49,610 |
| Tennessee | $54,070 | $38,730 | 950 | 4 | $65,070 | $42,530 |
| Arizona | $53,970 | $51,480 | 980 | 2 | $54,710 | $52,490 |
| South Carolina | $53,010 | $53,190 | 250 | 2 | $54,160 | $48,790 |
| Kentucky | $52,900 | $48,150 | 220 | 2 | $56,630 | $51,490 |
| Alabama | $52,040 | $48,120 | n/a | 1 | $51,410 | $51,410 |
| North Carolina | $51,110 | $46,180 | 320 | 2 | $50,870 | $50,220 |
| Puerto Rico | $50,850 | $50,010 | n/a | 1 | $49,050 | $49,050 |
| Texas | $50,420 | $48,220 | 3,950 | 13 | $53,120 | $41,960 |
| Florida | $50,130 | $46,300 | 2,410 | 7 | $55,310 | $46,290 |
| Iowa | $50,110 | $48,130 | 440 | 3 | $55,230 | $49,780 |
| Oklahoma | $49,690 | $46,950 | 230 | 2 | $54,230 | $50,260 |
| Indiana | $49,680 | $48,180 | 740 | 4 | $50,310 | $47,290 |
| Arkansas | $49,330 | $45,060 | 50 | 0 | n/a | n/a |
| Louisiana | $48,880 | $47,250 | 130 | 2 | $52,070 | $51,200 |
| South Dakota | $48,120 | $48,890 | n/a | 0 | n/a | n/a |
| Mississippi | $45,440 | $45,990 | 210 | 1 | $50,780 | $50,780 |
| West Virginia | $45,010 | $45,860 | 150 | 2 | $46,340 | $46,280 |
| Wyoming | $44,400 | $42,580 | 40 | 0 | n/a | n/a |
| Missouri | $40,230 | $30,580 | n/a | 2 | $52,190 | $50,960 |
Credit Counselors salary in every city we cover
Sort by any column. Each city links to its pay range, take-home pay and cost of living.
| Metro area | Average | Median | Hourly | Jobs |
|---|---|---|---|---|
| San Francisco, CA | $85,720 | $82,570 | $41.21 | 210 |
| Salt Lake City, UT | $79,060 | $62,080 | $38.01 | 110 |
| San Jose, CA | $77,410 | $80,680 | $37.22 | 120 |
| Sacramento, CA | $76,900 | $76,930 | $36.97 | 110 |
| San Diego, CA | $72,810 | $67,120 | $35.00 | 200 |
| New York, NY | $69,170 | $63,170 | $33.26 | 1,610 |
| Omaha, NE | $68,680 | $62,520 | $33.02 | 190 |
| Seattle, WA | $68,610 | $64,380 | $32.99 | 350 |
| Boston, MA | $68,580 | $64,080 | $32.97 | 620 |
| Los Angeles, CA | $68,340 | $65,210 | $32.86 | 830 |
| Riverside, CA | $67,870 | $64,750 | $32.63 | 190 |
| Washington, DC | $66,950 | $61,930 | $32.19 | 440 |
| Fresno, CA | $66,940 | $66,660 | $32.19 | 60 |
| Kiryas Joel, NY | $66,540 | $62,240 | $31.99 | 50 |
| Harrisburg, PA | $65,640 | $62,340 | $31.56 | 40 |
| Nashville, TN | $65,070 | $58,480 | $31.28 | 110 |
| Ithaca, NY | $64,600 | $62,750 | $31.06 | 40 |
| Columbus, OH | $64,360 | $54,880 | $30.94 | 180 |
| Portland, OR | $64,260 | $61,980 | $30.89 | 150 |
| Albany, NY | $64,060 | $60,730 | $30.80 | 120 |
| Rochester, NY | $63,710 | $60,040 | $30.63 | 130 |
| Cleveland, OH | $63,310 | $58,570 | $30.44 | 110 |
| Oxnard, CA | $63,080 | $60,110 | $30.33 | 50 |
| Madison, WI | $62,960 | $57,260 | $30.27 | 70 |
| Providence, RI | $62,960 | $58,480 | $30.27 | 160 |
| Worcester, MA | $62,930 | $60,680 | $30.26 | 60 |
| Boulder, CO | $62,910 | $65,540 | $30.25 | 40 |
| Santa Maria, CA | $62,640 | $62,500 | $30.12 | 40 |
| Eugene, OR | $62,540 | $60,600 | $30.07 | 30 |
| Philadelphia, PA | $62,150 | $57,990 | $29.88 | 480 |
| Syracuse, NY | $62,070 | $59,160 | $29.84 | 80 |
| Minneapolis, MN | $61,660 | $59,750 | $29.65 | 350 |
| Lancaster, PA | $60,640 | $57,550 | $29.15 | 40 |
| Hartford, CT | $60,620 | $55,570 | $29.14 | 50 |
| Baltimore, MD | $60,130 | $56,960 | $28.91 | 190 |
| Fort Collins, CO | $59,930 | $53,800 | $28.81 | 40 |
| Buffalo, NY | $59,790 | $57,240 | $28.75 | 130 |
| Pittsburgh, PA | $59,330 | $58,090 | $28.53 | 230 |
| Portland, ME | $59,300 | $56,670 | $28.51 | 60 |
| Memphis, TN | $59,160 | $60,210 | $28.44 | 90 |
| Atlanta, GA | $59,110 | $64,080 | $28.42 | 380 |
| Denver, CO | $58,790 | $58,710 | $28.27 | 150 |
| Chicago, IL | $58,750 | $57,210 | $28.25 | 800 |
| Allentown, PA | $58,380 | $53,400 | $28.07 | 70 |
| Ann Arbor, MI | $58,160 | $59,570 | $27.96 | 160 |
| Cincinnati, OH | $57,820 | $51,160 | $27.80 | 170 |
| Detroit, MI | $57,410 | $53,140 | $27.60 | 480 |
| Milwaukee, WI | $57,310 | $54,830 | $27.55 | 230 |
| Duluth, MN | $57,170 | $55,920 | $27.49 | 40 |
| Saginaw, MI | $56,690 | $48,780 | $27.25 | 40 |
| Lexington, KY | $56,630 | $50,430 | $27.22 | 50 |
| Springfield, MA | $56,480 | $51,140 | $27.16 | 50 |
| Spokane, WA | $56,230 | $56,060 | $27.03 | 40 |
| Dayton, OH | $56,210 | $58,090 | $27.02 | 130 |
| Colorado Springs, CO | $55,980 | $55,140 | $26.91 | 40 |
| Las Vegas, NV | $55,950 | $55,040 | $26.90 | 110 |
| Green Bay, WI | $55,420 | $50,300 | $26.64 | 80 |
| Albuquerque, NM | $55,390 | $52,290 | $26.63 | 70 |
| Jacksonville, FL | $55,310 | $50,850 | $26.59 | 250 |
| Iowa City, IA | $55,230 | $51,710 | $26.55 | 30 |
| Phoenix, AZ | $54,710 | $54,110 | $26.30 | 720 |
| Lansing, MI | $54,530 | $50,990 | $26.22 | 40 |
| Tulsa, OK | $54,230 | $48,130 | $26.07 | 60 |
| Manchester, NH | $54,220 | $50,690 | $26.07 | 50 |
| Greenville, SC | $54,160 | $53,190 | $26.04 | 110 |
| Scranton, PA | $53,720 | $49,380 | $25.83 | 70 |
| Miami, FL | $53,660 | $47,980 | $25.80 | 500 |
| Richmond, VA | $53,380 | $54,150 | $25.66 | 130 |
| Toledo, OH | $53,360 | $47,450 | $25.65 | 40 |
| Longview, TX | $53,120 | $46,330 | $25.54 | 50 |
| Virginia Beach, VA | $53,120 | $51,880 | $25.54 | 130 |
| Ogden, UT | $53,030 | $47,090 | $25.49 | 40 |
| McAllen, TX | $52,650 | $48,200 | $25.31 | 110 |
| Tucson, AZ | $52,490 | $47,710 | $25.24 | 120 |
| Dallas, TX | $52,330 | $51,820 | $25.16 | 1,080 |
| St. Louis, MO | $52,190 | $49,550 | $25.09 | 230 |
| Grand Rapids, MI | $52,170 | $49,530 | $25.08 | 80 |
| New Orleans, LA | $52,070 | $49,600 | $25.03 | 40 |
| Flint, MI | $52,030 | $53,440 | $25.02 | 40 |
| Houston, TX | $51,860 | $48,100 | $24.93 | 900 |
| Austin, TX | $51,850 | $50,480 | $24.93 | 370 |
| Des Moines, IA | $51,770 | $49,160 | $24.89 | 140 |
| Louisville, KY | $51,490 | $49,390 | $24.76 | 50 |
| Birmingham, AL | $51,410 | $45,760 | $24.72 | n/a |
| Baton Rouge, LA | $51,200 | $49,790 | $24.61 | 30 |
| Kansas City, MO | $50,960 | $45,840 | $24.50 | 40 |
| Tyler, TX | $50,880 | $44,170 | $24.46 | 90 |
| Charlotte, NC | $50,870 | $46,950 | $24.46 | 80 |
| Jackson, MS | $50,780 | $48,450 | $24.41 | 40 |
| La Crosse, WI | $50,630 | $47,950 | $24.34 | 40 |
| Tampa, FL | $50,380 | $46,130 | $24.22 | 320 |
| Fort Wayne, IN | $50,310 | $47,980 | $24.19 | 40 |
| Oklahoma City, OK | $50,260 | $46,150 | $24.17 | 110 |
| Raleigh, NC | $50,220 | $42,190 | $24.15 | n/a |
| San Antonio, TX | $49,910 | $48,890 | $24.00 | 430 |
| Davenport, IA | $49,780 | $46,480 | $23.94 | 30 |
| Roanoke, VA | $49,610 | $48,400 | $23.85 | 30 |
| Las Cruces, NM | $49,560 | $41,870 | $23.83 | 50 |
| Deltona, FL | $49,290 | $45,090 | $23.70 | 40 |
| Indianapolis, IN | $49,220 | $48,180 | $23.67 | 430 |
| San Juan, PR | $49,050 | $50,010 | $23.58 | 30 |
| Charleston, SC | $48,790 | $47,690 | $23.46 | 40 |
| South Bend, IN | $48,680 | $46,050 | $23.41 | 30 |
| Orlando, FL | $48,250 | $47,180 | $23.20 | 580 |
| Kalamazoo, MI | $48,050 | $46,850 | $23.10 | n/a |
| Brownsville, TX | $47,640 | $44,550 | $22.90 | 30 |
| Fort Myers, FL | $47,350 | $45,050 | $22.76 | 30 |
| Evansville, IN | $47,290 | $47,430 | $22.74 | 30 |
| Morgantown, WV | $46,340 | $48,890 | $22.28 | 40 |
| Lakeland, FL | $46,290 | $46,050 | $22.26 | 60 |
| Charleston, WV | $46,280 | $47,380 | $22.25 | 30 |
| Chattanooga, TN | $45,250 | $38,840 | $21.76 | n/a |
| El Paso, TX | $44,910 | $44,510 | $21.59 | 70 |
| Lubbock, TX | $44,540 | $40,960 | $21.41 | 50 |
| College Station, TX | $44,500 | $44,440 | $21.39 | 110 |
| Amarillo, TX | $43,330 | $40,080 | $20.83 | 40 |
| Johnson City, TN | $42,530 | $37,020 | $20.45 | 80 |
| Beaumont, TX | $41,960 | $40,480 | $20.18 | 30 |
Related jobs
- Accountants and AuditorsU.S. average $94,750
- Property Appraisers and AssessorsU.S. average $75,770
- Financial and Investment AnalystsU.S. average $116,800
- Personal Financial AdvisorsU.S. average $156,670
- Loan OfficersU.S. average $87,790
- Financial Specialists, All OtherU.S. average $93,810
- Tax PreparersU.S. average $60,930
- Budget AnalystsU.S. average $96,370
Credit Counselors salary: questions
Where do credit counselors make the most money?
In San Francisco, CA, with an average of $85,720 a year, among the 118 metro areas we cover.
What is the average credit counselors salary in the U.S.?
$57,210 a year nationwide (BLS OEWS national estimates, May 2025); the median is $52,230, so half of credit counselors earn more than that and half less.
What salary should credit counselors ask for?
Start from the figures for your city: the middle half of credit counselors nationwide earn between $45,720 (25th percentile) and $64,080 (75th percentile). Newer workers usually start near the 25th percentile and experienced ones can ask for the 75th; each city page shows the local range. See how to read salary percentiles.
Which state pays credit counselors the most?
Washington, D.C., with a statewide average of $75,640 a year (BLS state estimates, May 2025).
Where is credit counselors pay the lowest?
Beaumont, TX, at $41,960 a year on average. Lower pay often comes with lower prices: check the cost of living on each city page.
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2071.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
Read the full methodology. Spotted an error? Tell us.