Credit Counselors pay range in Lancaster
New workers and the lowest-paid 10% earn about $40,660 a year or less, while the top 10% make $91,560 or more. The middle half of credit counselors in Lancaster earn between $45,660 and $72,280.
- $41K10th
- $46K25th
- $58KMedian
- $72K75th
- $92K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $60,640 | $5,053 | $29.15 |
| Median | $57,550 | $4,796 | $27.67 |
| Entry level (25th percentile) | $45,660 | $3,805 | $21.95 |
| Experienced (75th percentile) | $72,280 | $6,023 | $34.75 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Credit Counselors pay in Lancaster vs. Pennsylvania and the U.S.
Credit counselors in Lancaster earn about the same as the Pennsylvania average ($60,680) and 6% more than the U.S. average ($57,210). At the median the gap is +10% against the U.S. median of $52,230.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Lancaster | $60,640 | $57,550 | $40,660 | $91,560 | 40 |
| Pennsylvania | $60,680 | $58,330 | $41,100 | $82,190 | 1,110 |
| United States | $57,210 | $52,230 | $38,350 | $80,440 | 27,770 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Credit Counselors salary after taxes in Lancaster
On the average salary of $60,640, a single filer in Lancaster takes home about $49,043 a year, or $4,087 a month and $1,886 every two weeks. Taxes take 19% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Local earned income taxes (for example Philadelphia's wage tax) are not included.
Is Lancaster a good place for credit counselors? Pay vs. cost of living
Prices in the Lancaster area are 2% below the U.S. average (BEA price parity 98.3), so the average $60,640 buys what about $61,716 would buy in a typical U.S. metro. This job pays 1.2 times the median wage of all jobs in Lancaster ($48,210). A typical home costs $388,207, or 6.4 years of this average salary before tax.
Credit Counselors salary in other Pennsylvania cities
Lancaster ranks 3rd of 6 Pennsylvania metro areas for this job; Harrisburg pays the most ($65,640).
- Harrisburg$65,640
- Philadelphia$62,150
- Lancaster$60,640
- Pittsburgh$59,330
- Allentown$58,380
- Scranton$53,720
Highest-paying cities for credit counselors
San Francisco, CA pays this job the most of the metro areas we cover ($85,720).
- San Francisco, CA$85,720
- Salt Lake City, UT$79,060
- San Jose, CA$77,410
- Sacramento, CA$76,900
- San Diego, CA$72,810
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Credit Counselors salary in Lancaster: questions
How much do credit counselors make an hour in Lancaster?
$29.15 an hour on average, and $27.67 at the median (BLS, May 2025).
What is the entry-level credit counselors salary in Lancaster?
The lowest-paid 10% earn about $40,660 a year and the 25th percentile is $45,660, a fair guide to starting pay.
What is the credit counselors take-home pay in Lancaster?
About $49,043 a year ($4,087 a month) for a single filer on the average salary of $60,640. Local earned income taxes (for example Philadelphia's wage tax) are not included.
Do credit counselors earn more in Lancaster than elsewhere?
The average here is 6% more than the U.S. average for this job ($57,210).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2071; area Lancaster, PA (29540). Relative standard error of the mean wage: 5.3%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Local earned income taxes (for example Philadelphia's wage tax) are not included.
- Job concentration: location quotient 0.84, this job is about as common as in the U.S. overall.
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