Financial Risk Specialists pay range in Lexington
New workers and the lowest-paid 10% earn about $51,530 a year or less, while the top 10% make $98,670 or more. The middle half of financial risk specialists in Lexington earn between $59,700 and $87,860.
- $52K10th
- $60K25th
- $79KMedian
- $88K75th
- $99K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $77,110 | $6,426 | $37.07 |
| Median | $78,820 | $6,568 | $37.89 |
| Entry level (25th percentile) | $59,700 | $4,975 | $28.70 |
| Experienced (75th percentile) | $87,860 | $7,322 | $42.24 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Financial Risk Specialists pay in Lexington vs. Kentucky and the U.S.
Financial risk specialists in Lexington earn about the same as the Kentucky average ($78,540) and 38% less than the U.S. average ($124,420). At the median the gap is -33% against the U.S. median of $117,330.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Lexington | $77,110 | $78,820 | $51,530 | $98,670 | 50 |
| Kentucky | $78,540 | $74,640 | $48,310 | $107,800 | 500 |
| United States | $124,420 | $117,330 | $64,820 | $196,110 | 63,850 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Financial Risk Specialists salary after taxes in Lexington
On the average salary of $77,110, a single filer in Lexington takes home about $58,375 a year, or $4,865 a month and $2,245 every two weeks. Taxes take 24% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Lexington's local income tax (2.75%).
Is Lexington a good place for financial risk specialists? Pay vs. cost of living
Prices in the Lexington area are 7% below the U.S. average (BEA price parity 92.9), so the average $77,110 buys what about $83,013 would buy in a typical U.S. metro. This job pays 1.6 times the median wage of all jobs in Lexington ($48,620). A typical home costs $327,671, or 4.2 years of this average salary before tax.
Financial Risk Specialists salary in other Kentucky cities
Lexington ranks 1st of 2 Kentucky metro areas for this job, the best-paid in the state.
- Lexington$77,110
- Louisville$74,930
Highest-paying cities for financial risk specialists
San Jose, CA pays this job the most of the metro areas we cover ($162,550).
- San Jose, CA$162,550
- San Francisco, CA$159,040
- New York, NY$155,130
- Bridgeport, CT$146,120
- Charlotte, NC$144,270
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Financial Risk Specialists salary in Lexington: questions
How much do financial risk specialists make an hour in Lexington?
$37.07 an hour on average, and $37.90 at the median (BLS, May 2025).
What is the entry-level financial risk specialists salary in Lexington?
The lowest-paid 10% earn about $51,530 a year and the 25th percentile is $59,700, a fair guide to starting pay.
What is the financial risk specialists take-home pay in Lexington?
About $58,375 a year ($4,865 a month) for a single filer on the average salary of $77,110. Includes Lexington's local income tax (2.75%).
Do financial risk specialists earn more in Lexington than elsewhere?
The average here is 38% less than the U.S. average for this job ($124,420).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2054; area Lexington-Fayette, KY (30460). Relative standard error of the mean wage: 1.7%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Lexington's local income tax (2.75%).
- Job concentration: location quotient 0.46, this job is less common than in the U.S. overall (location quotient 0.46).
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