SOC 13-2054 · Trenton-Princeton, NJ metro

Financial Risk Specialists Salary in Trenton, NJ

The average salary for financial risk specialists in Trenton, New Jersey is $135,320 a year ($65.06 an hour), according to BLS estimates for May 2025. The median is $124,340: half of the 140 people in this job in the Trenton-Princeton, NJ metro area earn more than that, half earn less. That average is 9% more than the U.S. average for this job ($124,420).

$135,320average per year

$65.06 / hourMedian $124,340Take-home ≈ $97,327

  • $86K10th
  • $101K25th
  • $124KMedian
  • $161K75th
  • $200K90th

median average · bar = middle 50% of workers · how to read it

140people in this job
+9%vs U.S. average
#1 of 2New Jersey metros
103cost of living (U.S. = 100)
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Financial Risk Specialists pay range in Trenton

New workers and the lowest-paid 10% earn about $86,200 a year or less, while the top 10% make $199,850 or more. The middle half of financial risk specialists in Trenton earn between $101,450 and $160,770.

  • $86K10th
  • $101K25th
  • $124KMedian
  • $161K75th
  • $200K90th

median average · bar = middle 50% of workers · how to read it

Pay levelPer yearPer monthPer hour*
Average$135,320$11,277$65.06
Median$124,340$10,362$59.78
Entry level (25th percentile)$101,450$8,454$48.77
Experienced (75th percentile)$160,770$13,398$77.29

*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.

Financial Risk Specialists pay in Trenton vs. New Jersey and the U.S.

Financial risk specialists in Trenton earn about the same as the New Jersey average ($133,950) and 9% more than the U.S. average ($124,420). At the median the gap is +6% against the U.S. median of $117,330.

AreaAverageMedian10th pct.90th pct.Jobs
Trenton$135,320$124,340$86,200$199,850140
New Jersey$133,950$129,220$81,230$199,0302,760
United States$124,420$117,330$64,820$196,11063,850

State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.

Financial Risk Specialists salary after taxes in Trenton

On the average salary of $135,320, a single filer in Trenton takes home about $97,327 a year, or $8,111 a month and $3,743 every two weeks. Taxes take 28% of gross pay.

Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). New Jersey's employee unemployment, disability and family-leave contributions are not included.

New Jersey paycheck calculator: try your own salary

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Is Trenton a good place for financial risk specialists? Pay vs. cost of living

Prices in the Trenton area are 3% above the U.S. average (BEA price parity 103.2), so the average $135,320 buys what about $131,149 would buy in a typical U.S. metro. This job pays 2.0 times the median wage of all jobs in Trenton ($63,490). A typical home costs $446,377, or 3.3 years of this average salary before tax.

See what $135,320 is worth in another city

Financial Risk Specialists salary in other New Jersey cities

Trenton ranks 1st of 2 New Jersey metro areas for this job, the best-paid in the state.

All Financial Risk Specialists salaries in New Jersey

Highest-paying cities for financial risk specialists

San Jose, CA pays this job the most of the metro areas we cover ($162,550).

Financial Risk Specialists salary by city

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Reviewed before it counts. Financial Risk Specialists in Trenton, NJ.

Financial Risk Specialists salary in Trenton: questions

How much do financial risk specialists make an hour in Trenton?

$65.06 an hour on average, and $59.78 at the median (BLS, May 2025).

What is the entry-level financial risk specialists salary in Trenton?

The lowest-paid 10% earn about $86,200 a year and the 25th percentile is $101,450, a fair guide to starting pay.

What is the financial risk specialists take-home pay in Trenton?

About $97,327 a year ($8,111 a month) for a single filer on the average salary of $135,320. New Jersey's employee unemployment, disability and family-leave contributions are not included.

Do financial risk specialists earn more in Trenton than elsewhere?

The average here is 9% more than the U.S. average for this job ($124,420).

Sources and how to read this page

  • Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2054; area Trenton-Princeton, NJ (45940). Relative standard error of the mean wage: 2.7%.
  • U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
  • Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
  • Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
  • Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). New Jersey's employee unemployment, disability and family-leave contributions are not included.
  • Job concentration: location quotient 1.39, this job is 1.4 times as concentrated as in the U.S. overall.

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